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On the basic metrics alone, the score was 70.8 and the rank 6. The score is now 47.4 and rank 6 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.
Sp-Rahastoyhtio vastaa Säästöpankkiryhmän rahastoista. Rahasto-osuuksien arvot ja tuottokehitys julkaistaan rahastokohtaisesti ja avaintietoasiakirja on saatavilla, mutta rahaston kulut ja palkkiot jäävät avaintietoasiakirjan sisään eivatka näy rahastosivulla. Kulujen ja vähimmäissijoituksen osalta läpinäkyvyys jää kategorian heikoimpien joukkoon.
Buying motives checked on 13.10.2026 and basic metrics measured on 24.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Fees on the fund page | 22 p × 0.0 % | 0.0 |
| Subscription fee | 16 p × 0.0 % | 0.0 |
| Minimum subscription | 12 p × 100.0 % | 12.0 |
| Basic metrics | 50 % × 70,8 | 35.4 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Fees on the fund page | The Funds page and the fund-specific value and return page (rendered) do not show fees or ongoing charges as text. | saastopankki.fi, funds checked 13.10.2026 | 0.0 / 22 |
| Subscription fee | The Funds page and the fund-specific page do not show the subscription fee as text. | saastopankki.fi, funds checked 13.10.2026 | 0.0 / 16 |
| Minimum subscription NOTEApplies to the funds Maltti, Ryhti, Kantti and Osake Maailma. | Saving starts from 10 euros in four funds | saastopankki.fi checked 13.10.2026 | 12.0 / 12 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 79,7 | 23.9 |
| Transparency | 30 % × 60,0 | 18.0 |
| Reachability | 20 % × 77,5 | 15.5 |
| AI quality score | 20 % × 67,0 | 13.4 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 53/100 | Technical measurement | 21.2 / 40 |
| Accessibility | 95/100 | Technical measurement | 28.5 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 100/100 | Technical measurement | 15.0 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Fund costs (ongoing charges or management fee) shown on the fund-specific page without logging in OBSERVATIONKantti-rahaston sivu näyttää arvonkehityksen, mutta juoksevat kulut ja palkkiot vain avaintietoasiakirjassa | Partly | Website + AI extraction | 12.5 / 25 |
| Fund selection browsable online with fund-specific details OBSERVATIONRahastolistaus jakautuu korko-, osake-, yhdistelmä-, ratkaisu- ja ympäristörahastoihin | Yes | Website + AI extraction | 15.0 / 15 |
| Fund performance history published fund by fund OBSERVATION"Arvonkehitys" ja tuotto-% esitetään rahastosivulla; arvot julkaistaan pankkipäivinä | Yes | Website + AI extraction | 15.0 / 15 |
| Key information document and fund prospectus publicly downloadable OBSERVATIONavaintietoasiakirja linkattu rahastosivulta, rahastoesitteen sijaintia ei vahvistettu | Partly | Website + AI extraction | 7.5 / 15 |
| Subscription and redemption fee stated OBSERVATIONpalkkiot löytyvät avaintietoasiakirjasta, ei rahastosivun tekstista | Partly | Website + AI extraction | 5.0 / 10 |
| Minimum investment or subscription minimum stated OBSERVATIONminimum investment is not mentioned on the fund page | No | Website + AI extraction | 0.0 / 10 |
| Business ID or supervisor (Financial Supervisory Authority) stated OBSERVATIONSp-Rahastoyhtio Oy vastuutahona, Y-tunnus ei rahastosivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONpankin asiakaspalvelun puhelin esillä | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONcontact mainly via form | Partly | Website + AI extraction | 7.5 / 15 |
| Chat support OBSERVATIONSäästöpankilla on chat-tuki | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown OBSERVATIONaukioloajat vaihtelevat konttoreittain, ei yhtenaisesti rahastosivulla | Partly | Website + AI extraction | 7.5 / 15 |
| FAQ section OBSERVATIONusein kysytyt -sisältöä hajallaan | Partly | Website + AI extraction | 7.5 / 15 |
| Mobile app OBSERVATIONSäästöpankki-mobiilisovellus | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 72/100 | AI analysis | 24.5 / 34 |
| Findability of pricing | 55/100 | AI analysis | 18.1 / 33 |
| Content coverage | 74/100 | AI analysis | 24.4 / 33 |
Are you a Säästöpankki customer? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +52.6 points: 47.4 → 100.0, rank 6 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
