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A fund investor asks whether the fees are visible on the fund's own page, whether a subscription fee is charged and how small an amount one can start with. These decide 50 points out of a hundred.
Score shows how the company does on our comparison criteria, on a 0–100 scale. Rankings cannot be bought.
Basic metrics · 83.7
+ The fund-specific page shows ongoing charges (e.g. 1.05%), subscription and redemption fees, and return performance
Basic metrics: 83.7, rank 2 · ▲ 1 place
Basic metrics · 87.9
+ Fund costs are shown directly on the fund-specific page without logging in: the management fee of the Suomi-indeksirahasto is 0.45 percent per year
Basic metrics: 87.9, rank 1 · ▼ 1 place
– Subscription fee: The fund page (Suomi index fund and Eurooppa index fund) states only the management fee. The subscription fee is only in the price list PDF.
Basic metrics · 76.6
+ The fund-specific page shows the management fee, redemption fee and switching fee without logging in
Basic metrics: 76.6, rank 4 · ▲ 1 place
– Minimum subscription: The minimum subscription is not mentioned on the eQ Eurooppa Indeksi fund page or on the funds' customer information page.
Basic metrics · 69.0
+ The fund page shows the management fee (e.g. 2.00%) and the subscription and redemption fee (0.00%) without logging in
Basic metrics: 69.0, rank 7 · ▲ 3 places
– Minimum subscription: The minimum subscription is not mentioned on the European Micro Cap or Global Megatrends fund pages.
Basic metrics · 77.3
+ Fund costs are explained openly and it is stated that subscription and redemption fees are not charged in digital channels
Basic metrics: 77.3, rank 3 · ▼ 2 places
– Subscription fee: The price page only says that subscription and redemption fees are generally not charged in Nordea's own channels. No fund-specific figure is shown on the price page.
Basic metrics · 70.8
+ Fund unit values and return performance are published fund by fund online without logging in
Basic metrics: 70.8, rank 6 · no change
– Fund page fees: The Funds page and the fund-specific value and return page (rendered) do not show fees or ongoing charges as text.
Basic metrics · 73.4
+ Fund values and return history are publicly available, also as a downloadable CSV file
Basic metrics: 73.4, rank 5 · ▼ 2 places
– Costs on the fund page: The Investment funds listing and the fund page (rendered) do not show the management fee or ongoing charges as text.
Weights are fixed. All companies are measured on the same scale. Read the full methodology.
| Buying motive | What is measured | Scale | Weight |
|---|---|---|---|
| Fees on the fund page QUESTIONCan I see the fund's costs on its own page before I invest? | Management fee or ongoing charges as a figure on the fund's own page. | Figure on the fund page = 100 points, costs only in a separate service or document = 50, not shown = 0. | 22 p |
| Subscription fee QUESTIONDo they charge a fee when I buy fund units? | Subscription fee stated on the fund page as a percentage of the subscription amount. | 0% = 100 points, 2% or more = 0, directly proportional in between. | 16 p |
| Minimum subscription QUESTIONHow small an amount can I start with? | The smallest single entry or savings starting amount in euros stated by the company. | €10 or less = 100 points, €100 or more = 0, proportional in between. | 12 p |
| Basic metrics | Digital quality, transparency, reachability and AI quality score | Basic metrics × 0.5 | 50 p |
We scored 7 Finnish fund management companies on 20 metrics. The most important question: are the fund's costs, fees and return history visible on the fund-specific page without logging in, or only inside the key information document?
A fund company manages investment funds in which you can invest even a small amount without choosing individual shares yourself. In this guide we compare the transparency of the websites of Finnish fund companies: does the company state the fund's costs, fees, return history and key information document publicly and fund by fund, before you log in or become a customer. We do not recommend any fund and do not give investment advice.
Fund costs (ongoing charges or management fee) shown on the fund-specific page without logging in (25), fund range browsable online with fund-specific details (15), fund return history published per fund (15), key information document and fund prospectus publicly downloadable (15), subscription and redemption fee stated (10), minimum investment or minimum subscription stated (10), business ID (Y-tunnus) or supervisor (the Finnish Financial Supervisory Authority, Finanssivalvonta) stated (10)
Transparency is 30% of the basic metrics, i.e. 15% of the total points · these metrics make up its 100 points · the full formula and the other pillars
How to read the comparison correctly: Half of the points come from buyer's questions, i.e. things the buyer finds out before deciding. The other half measures how openly the company publishes its prices, terms and contact details. Clear differences in points indicate a genuine difference: one tells you the price immediately, another only after logging in. Close scores should not be read as a ranking order, because every measurement has a margin of variation. The measurement accuracy and the full calculation formula are open in the methodology.
Customer experience is brought into the assessment separately. We also collect customer feedback and customer experiences about companies through separate surveys. The survey results will be added to the overall assessment later.
This page compares the transparency of fund companies' websites, not the returns of the funds. We do not recommend any fund and do not give investment advice. The metrics concern whether the fund company publicly discloses, fund by fund, the fund's costs (ongoing charges or management fee), subscription and redemption fees, return history, the required minimum investment and the key information document, before the investor logs in or becomes a customer. A fund's past performance is no guide to the future.
Ongoing costs are the biggest drag on returns in a long-term investment. They state the fund's total annual costs as a percentage. Some fund companies show the cost and fees directly on the fund-specific page, others only inside the key information document (KID) or in a separate tool. This difference shows directly in the Transparency score: it does not tell which is cheapest, but who states its price most clearly in advance.
What belongs in this category: Finnish fund management companies that offer investment funds to consumers. The list is missing OP-Rahastoyhtiö, because the fund content of op.fi remains behind a cookie and login wall and is not publicly measurable (a measurement gap on our side, not a claim about OP). Titanium has been excluded because it specialises in care and residential property funds and does not offer a broad selection of consumer funds. Seligson is 100% owned by LähiTapiola, but operates with its own fund selection and website.
Every company is measured with the same public formula: half of the points come from buyer's questions and half from basic metrics, which have four pillars: technical quality, transparency, reachability and AI quality score. Ranking cannot be bought, and you can see the origin of each point on the company's profile. Read the full methodology →
Ongoing charges show a fund's total annual costs as a percentage of the fund's value. They include, among other things, the management fee, but not trading costs or any performance-related fee. The costs are charged directly from the fund, so they reduce returns automatically.
A subscription fee is charged when you invest in a fund, and a redemption fee when you sell your units. In many funds these are zero, but some companies charge, for example, one percent. The fees can be found in the fund's key information document and often on the fund page.
Investing always involves risk: the value of a fund can rise or fall, and you may not get back the amount you invested. Fund companies are supervised by the Finnish Financial Supervisory Authority, but supervision does not remove market risk. Diversification and a long investment horizon reduce risk but do not remove it.
Compare cost transparency, breadth of range and how clearly the company states fees and return history. This page scores Finnish fund companies on these metrics. The final choice also depends on whether the company's funds suit your own investment goal.
The free pre-analysis shows every item where your company loses points and which rank fixing it is enough for. The paid analysis shows what the items are and how to fix them.
Can't find your company on the list even though it should be there? Get in touch and we will include it in the next measurement round.
See the free pre-analysis A ranking cannot be bought. The analysis shows how it is earned.