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Ropo

Rank 2 · Debt collection agencies · Checked 16.10.2026

Websiteropo.fi
OwnerRopo Suomi Oy (Business ID 2495037-7, formerly Ropo Capital) is a domestic invoicing and debt collection company. The Consumer Ombudsman intervened in Ropo's collection periods in 2025, after which the company committed to extending the payment and notice period reserved for the debtor.
Business ID2495037-7
Registered in Finland (PRH)2012
LCP (mobile)17.4 s
Basic metrics77.5, rank 1
76.8SCORE
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On the basic metrics alone, the score was 77.5 and the rank 1. The score is now 76.8 and rank 2 (▼ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 18.8.2026

Ropo on kotimainen laskutus- ja perintäpalveluyhtiö, jonka velallissivut kertovat perinnän kulut, vaiheet ja maksusuunnitelman selkeästi ja avaavat velallisen riitautusoikeuden. Asiakaspalvelu palvelee laajasti arkisin klo 8-20. Y-tunnusta ei näytetä, ja kuluttaja-asiamies puuttui yhtiön perintäaikoihin 2025.

Strengths

  • The frequently asked questions section states the debt collection costs: a payment reminder at most 5 euros and payment plan costs of 20-50 euros for the consumer
  • Maksusuunnitelma kuvataan konkreettisesti: 'Maksusuunnitelma on yleensä enimmillään kolmen kuukauden pituinen', ja velallinen hoitaa asian Hallitse maksuasioitasi -palvelussa
  • Velallisen oikeudet kerrotaan: perustellusti riitautettua laskua ei saa periä vapaaehtoisesti eteenpäin, ja asiakaspalvelu palvelee arkisin klo 8-20

Areas to improve

  • Ropo Suomi Oy:n Y-tunnusta ei näytetä luetuilla velallisen sivuilla
  • Suoraa sähköpostiosoitetta velalliselle ei anneta, vain puhelinnumerot. Korjaus 16.9.2026: sähköpostiosoite info@ropocapital.fi löytyy sivustolta, alkuperäinen mittaus ei nähnyt sitä.
  • Kuluttaja-asiamies puuttui Ropon perintään 2025 liian tiheiden perintäkirjeiden takia; yhtiö sitoutui korjaamaan maksu- ja huomautusajat

How the score is calculated

Buying motives checked 16.10.2026 and basic metrics measured 18.8.2026 from public sources. The same formula for everyone, read the full methodology.

Total score · weighted total

76.8 / 100
Collection costs are disclosed18 p × 100.0 %18.0
Payment arrangements online14 p × 100.0 %14.0
Client's price is disclosed12 p × 0.0 %0.0
Customer service opening hours6 p × 100.0 %6.0
Basic metrics50 % × 77,538.8

Buying motives · weight 50 p

38,0 / 50
MetricMeasured valueSourcePoints
Collection costs are disclosedPayment demand fees at most 14, 24 or 50 €ropo.fi
checked 16.10.2026
18.0 / 18
Payment arrangements onlineMyRopo offers due date postponement and a payment planropo.fi
checked 16.10.2026
14.0 / 14
Client's price is disclosedThe price of the debt collection service for the client was not found on the front page, the service pages, customer service or the price list page, which lists only the debtor's collection costs.ropo.fi, collection procedure and customer service
checked 16.10.2026
0.0 / 12
Customer service opening hoursPayment advice Mon–Fri 8–20ropo.fi
checked 16.10.2026
6.0 / 6

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

77.5 / 100
Digital quality30 % × 67,920.4
Transparency30 % × 85,025.5
Reachability20 % × 75,015.0
AI quality score20 % × 83,316.7

Digital quality · weight 30%

67.9 / 100
MetricMeasured valueSourcePoints
Performance (mobile)28/100Technical measurement11.2 / 40
Accessibility91/100Technical measurement27.3 / 30
Findability (SEO)100/100Technical measurement15.0 / 15
Technical practices96/100Technical measurement14.4 / 15

Transparency · weight 30%

85.0 / 100
MetricMeasured valueSourcePoints
Collection costs and statutory maximum amounts stated to the debtor
OBSERVATIONUKK: kuluttajan muistutuskulu enintään 5 euroa, maksusuunnitelman kulut 20-50 euroa; myös yritysasiakkaan vakiokorvaus 40 euroa mainittu.
YesWebsite + AI extraction25.0 / 25
Stages of debt collection and legal collection described
OBSERVATIONOikeudellinen perintä -sivu: 'saatava etenee tuomioistuimen ja ulosoton kautta'; käsittely 'muutamasta kuukaudesta eteenpäin'.
YesWebsite + AI extraction20.0 / 20
Payment plan or extra payment time for the debtor stated
OBSERVATION'Maksusuunnitelma on yleensä enimmillään kolmen kuukauden pituinen.'
YesWebsite + AI extraction15.0 / 15
Debtor's right to dispute the invoice and the possibility to appeal stated
OBSERVATION'Jos velallinen riitauttaa laskun perustellusti, perintälain mukaan vapaaehtoista perintää ei saa jatkaa.'
YesWebsite + AI extraction15.0 / 15
Debtor's own online service for handling the matter shown
OBSERVATION'Hallitse maksuasioitasi' -velallisen verkkopalvelu ja maksukyselyt Ropo One -järjestelmässä.
YesWebsite + AI extraction10.0 / 10
Business ID or responsible company clearly displayed
OBSERVATIONY-tunnusta 2495037-7 ei näytetä luetuilla sivuilla.
NoWebsite + AI extraction0.0 / 10
Debt collection licence or registration statedNoWebsite + AI extraction0.0 / 5

Reachability · weight 20%

75.0 / 100
MetricMeasured valueSourcePoints
Phone number shown
OBSERVATIONUKK: kuluttajan palvelunumero '09 856 080 45', arkisin klo 8-20.
YesWebsite + AI extraction30.0 / 30
Email shownYesWebsite + AI extraction15.0 / 15
Chat supportNoWebsite + AI extraction0.0 / 15
Opening hours shown
OBSERVATIONKuluttajan asiakaspalvelu arkisin klo 8-20.
YesWebsite + AI extraction15.0 / 15
FAQ section
OBSERVATIONoma 'Usein kysytyt kysymykset' -osio.
YesWebsite + AI extraction15.0 / 15
Mobile appNoWebsite + AI extraction0.0 / 10

AI quality score · weight 20%

83.3 / 100
MetricMeasured valueSourcePoints
Clarity of information83/100AI analysis28.2 / 34
Findability of pricing84/100AI analysis27.7 / 33
Content coverage83/100AI analysis27.4 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +22.2 points: 76.8 → 99.0, rank 2 → 1.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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