Home › Invoice financing and factoring › Fundu
On the basic metrics alone, the score was 51.3 and the rank 5. The score is now 25.6 and rank 5 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.
Fundu Oy tarjoaa valikoivaa laskurahoitusta, jossa yritys valitsee itse rahoitettavat laskut. Yhtiö korostaa selkeää raportointia ja hinnoittelua ilman piilokuluja, ja Y-tunnus sekä puhelinnumerot ovat esillä. Provision prosenttia, rahoitusastetta tai luottoriskin kantajaa ei kuitenkaan kerrota, joten hinnan ja ehtojen läpinäkyvyys jää osittaiseksi.
Buying motives checked 12.10.2026 and basic metrics measured 24.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Price is shown before the quote | 20 p × 0.0 % | 0.0 |
| Bearer of credit loss | 14 p × 0.0 % | 0.0 |
| Money to your account | 10 p × 0.0 % | 0.0 |
| Financing ratio | 6 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 51,3 | 25.6 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price is shown before the quote NOTEThe price was not found in the price list either. | Smart pricing with no hidden fees; no figure or basis is given | fundu.fi checked 12.10.2026 | 0.0 / 20 |
| Bearer of credit loss | The invoice financing page, price list and general terms do not state which party bears the credit loss. | fundu.fi, Invoice financing checked 12.10.2026 | 0.0 / 14 |
| Money to your account | The invoice financing page and the front page do not state the time in which the money arrives in the account. | fundu.fi, Invoice financing checked 12.10.2026 | 0.0 / 10 |
| Financing ratio | The financing rate is not stated on the invoice financing page, the price list or the front page. | fundu.fi, Invoice financing checked 12.10.2026 | 0.0 / 6 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 59,2 | 17.8 |
| Transparency | 30 % × 35,0 | 10.5 |
| Reachability | 20 % × 60,0 | 12.0 |
| AI quality score | 20 % × 55,4 | 11.1 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 34/100 | Technical measurement | 13.6 / 40 |
| Accessibility | 73/100 | Technical measurement | 21.9 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 58/100 | Technical measurement | 8.7 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Commission or fee (% of invoice or cost types) shown without a request for quotation OBSERVATION"Selkeä raportointi ja fiksu hinnoittelu ilman piilokuluja"; HAVAINTO: prosenttia ei anneta | Partly | Website + AI extraction | 12.5 / 25 |
| Advance rate, i.e. the share of the invoice amount paid immediately, stated OBSERVATIONthe portion of the invoice amount payable immediately is not stated | No | Website + AI extraction | 0.0 / 15 |
| Recourse clause and bearer of credit risk stated OBSERVATIONluottoriskin kantajaa tai takautumisehtoa ei kerrota | No | Website + AI extraction | 0.0 / 15 |
| Service model stated (whole ledger or selective, whether ledger and collection are included) OBSERVATION"Yritys voi itse valita, mitkä laskut se haluaa rahoittaa, tai kuinka paljon myyntisaamisista nostaa rahaa tililleen" | Partly | Website + AI extraction | 7.5 / 15 |
| Contract terms displayed (commitment, minimum amount or limit, termination) OBSERVATIONsopimusehtoja ei eritellä tuotesivulla | No | Website + AI extraction | 0.0 / 10 |
| Application process and speed of financing stated OBSERVATION"Fundu tarjoaa joustavan ja nopean laskurahoituspalvelun"; HAVAINTO: tarkkaa aikaa ei anneta | Partly | Website + AI extraction | 5.0 / 10 |
| Business ID (Y-tunnus) or operating company shown OBSERVATIONYhteystiedoissa Fundu Oy ja Y-tunnus (2576058-3) | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONYhteystiedoissa useita puhelinnumeroita (esim. +358 40 140 0505) | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONyleistä sähköpostiosoitetta ei näytetä selkeästi | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support OBSERVATIONchat support is not mentioned | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown OBSERVATIONaukioloaikoja ei näytetä selkeästi | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATIONThe website has frequently asked questions (FAQ) | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app OBSERVATIONmobile app not mentioned | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 66/100 | AI analysis | 22.4 / 34 |
| Findability of pricing | 42/100 | AI analysis | 13.9 / 33 |
| Content coverage | 58/100 | AI analysis | 19.1 / 33 |
Are you a customer of the Fundu service? Tell us about your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +73.3 points: 25.6 → 98.9, rank 5 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.