Home › Invoice financing and factoring › Finance Link
On the basic metrics alone, the score was 78.5 and the rank 1. The score is now 69.2 and rank 2 (▼ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
Finance Link Oy on laskurahoitukseen erikoistunut kotimainen rahoitusyhtiö vuodesta 1999. Se kertoo rahoitusasteen (jopa 100 prosenttia) ja luottoriskin kantajan (luottotappiosuoja, yhtiö kantaa riskin) avoimesti sekä lupaa rahat alle 12 tunnissa. Y-tunnus ja yhteystiedot ovat esillä. Tarkkaa provisiota ei julkaista, vaan se on yrityskohtainen tarjous.
Buying motives checked 12.10.2026 and basic metrics measured 24.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Price is shown before the quote | 20 p × 0.0 % | 0.0 |
| Bearer of credit loss | 14 p × 100.0 % | 14.0 |
| Money to your account | 10 p × 100.0 % | 10.0 |
| Financing ratio | 6 p × 100.0 % | 6.0 |
| Basic metrics | 50 % × 78,5 | 39.2 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price is shown before the quote NOTEThe price is not published on the Secure financing page or the front page. | Pricing without hidden costs, figure or grounds not stated | financelink.fi checked 12.10.2026 | 0.0 / 20 |
| Bearer of credit loss | The financier bears the credit loss risk | financelink.fi checked 12.10.2026 | 14.0 / 14 |
| Money to your account | Funds in your account in under 12 hours | financelink.fi checked 12.10.2026 | 10.0 / 10 |
| Financing ratio | Financing for up to 100% of the invoice | financelink.fi checked 12.10.2026 | 6.0 / 6 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 77,8 | 23.3 |
| Transparency | 30 % × 82,5 | 24.8 |
| Reachability | 20 % × 82,5 | 16.5 |
| AI quality score | 20 % × 69,4 | 13.9 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 57/100 | Technical measurement | 22.8 / 40 |
| Accessibility | 99/100 | Technical measurement | 29.7 / 30 |
| Findability (SEO) | 92/100 | Technical measurement | 13.8 / 15 |
| Technical practices | 77/100 | Technical measurement | 11.6 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Commission or fee (% of invoice or cost types) shown without a request for quotation OBSERVATIONprosenttihintaa ei anneta; provisio määräytyy yrityskohtaisesti tarjouksessa | Partly | Website + AI extraction | 12.5 / 25 |
| Advance rate, i.e. the share of the invoice amount paid immediately, stated OBSERVATION"Factoringilla siirrät laskusi meille ja saat sitä vastaan luottoa 100 % rahoitusasteella"; "Perinteisessä pankkifactoringissa rahoitusaste on 70–90 %, mutta kauttamme rahoitat laskun arvosta jopa 100 %" | Yes | Website + AI extraction | 15.0 / 15 |
| Recourse clause and bearer of credit risk stated OBSERVATION"Turvallinen rahoitus. Laskurahoitus luottotappiosuojalla, me kannamme riskin. Ei luottoriskiä" | Yes | Website + AI extraction | 15.0 / 15 |
| Service model stated (whole ledger or selective, whether ledger and collection are included) OBSERVATION"Yhteys kirjanpitoon: automaattiset tilitykset ja reskontran sulku"; palvelu hoitaa valvonnan, muistutukset ja korkovaatimukset | Yes | Website + AI extraction | 15.0 / 15 |
| Contract terms displayed (commitment, minimum amount or limit, termination) OBSERVATIONpalvelun sisältö kuvataan, mutta tarkkoja sopimusehtoja ei eritellä tuotesivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Application process and speed of financing stated OBSERVATION"Rahat tilille jopa alle 12 tunnissa" | Yes | Website + AI extraction | 10.0 / 10 |
| Business ID (Y-tunnus) or operating company shown OBSERVATIONYhteystiedot: Finance Link Oy, Y-tunnus 2006432-7 | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONPuhelinnumero 09 7744 740 esillä | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONSähköposti info@financelink.fi esillä | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support OBSERVATIONSivustolla on chat | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown OBSERVATIONAsiakaspalvelu arkisin klo 8 alkaen | Yes | Website + AI extraction | 15.0 / 15 |
| FAQ section OBSERVATIONvarsinaista laajaa UKK-osiota ei ole, kysymyksiä käsitellään blogissa | Partly | Website + AI extraction | 7.5 / 15 |
| Mobile app OBSERVATIONmobile app not mentioned | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 78/100 | AI analysis | 26.5 / 34 |
| Findability of pricing | 56/100 | AI analysis | 18.5 / 33 |
| Content coverage | 74/100 | AI analysis | 24.4 / 33 |
Oletko Finance Link -palvelun asiakas? Kerro kokemuksesi. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +29.8 points: 69.2 → 99.0, rank 2 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.You were the measured #1 in the Invoice financing and factoring category. The badge stays yours permanently and shows the period when you were #1. It works as a link to this public profile. Rankings and badges cannot be bought.
