Home › Invoice financing and factoring › Alisa Pankki
On the basic metrics alone, the score was 65.1 and the rank 4. The score is now 60.5 and rank 3 (▲ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
Alisa Pankki Oyj (entinen Fellow Pankki) tarjoaa limiittipohjaista factoring-rahoitusta 5 miljoonaan euroon asti: asiakas maksaa vain nostoista palkkion ja saa palvelun auki jopa parissa päivässä. Yhteydenottokanavat ovat hyvät. Palkkion prosenttia, rahoitusastetta tai luottoriskin lopullista kantajaa ei kuitenkaan kerrota, vaan hinta selviää tarjouksessa.
Buying motives checked 12.10.2026 and basic metrics measured 24.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Price is shown before the quote | 20 p × 100.0 % | 20.0 |
| Bearer of credit loss | 14 p × 0.0 % | 0.0 |
| Money to your account | 10 p × 80.0 % | 8.0 |
| Financing ratio | 6 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 65,1 | 32.5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price is shown before the quote NOTEThe final one-off fee is company-specific and is determined after the credit risk assessment. | Price from 0.35% of the invoice amount | alisapankki.fi checked 12.10.2026 | 20.0 / 20 |
| Bearer of credit loss | The company owns the receivable and is responsible for it even after financing | alisapankki.fi checked 12.10.2026 | 0.0 / 14 |
| Money to your account | Money in the account on the same day the invoice is sent as an e-invoice | alisapankki.fi checked 12.10.2026 | 8.0 / 10 |
| Financing ratio | The financing rate is not mentioned on the invoice financing page or in its FAQ. | alisapankki.fi, Invoice financing checked 12.10.2026 | 0.0 / 6 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 77,6 | 23.3 |
| Transparency | 30 % × 47,5 | 14.2 |
| Reachability | 20 % × 75,0 | 15.0 |
| AI quality score | 20 % × 62,8 | 12.6 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 44/100 | Technical measurement | 17.6 / 40 |
| Accessibility | 100/100 | Technical measurement | 30.0 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 100/100 | Technical measurement | 15.0 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Commission or fee (% of invoice or cost types) shown without a request for quotation OBSERVATION"Maksa vain nostoista edullinen palkkio"; HAVAINTO: prosenttia ei anneta, hinta pyydetään tarjouksena | Partly | Website + AI extraction | 12.5 / 25 |
| Advance rate, i.e. the share of the invoice amount paid immediately, stated OBSERVATIONheti maksettavaa osuutta ei kerrota; rahoitus on limiittipohjaista (nosto tarpeen mukaan) | No | Website + AI extraction | 0.0 / 15 |
| Recourse clause and bearer of credit risk stated OBSERVATION"Saatavat toimivat vakuutena"; HAVAINTO: luottoriskin lopullista kantajaa ei sanota suoraan | Partly | Website + AI extraction | 7.5 / 15 |
| Service model stated (whole ledger or selective, whether ledger and collection are included) OBSERVATION"Limiittipohjainen factoring-rahoitus, jossa rahoitetut laskut toimivat vakuutena"; HAVAINTO: reskontran tai perinnän hoitoa ei mainita | Partly | Website + AI extraction | 7.5 / 15 |
| Contract terms displayed (commitment, minimum amount or limit, termination) OBSERVATION"Factoring-limiitti 5 MEUR asti"; käyttöönotto jopa parissa päivässä | Partly | Website + AI extraction | 5.0 / 10 |
| Application process and speed of financing stated OBSERVATION"Pyydä tarjous ja saat palvelun auki jopa parissa päivässä", kolmivaiheinen prosessi | Yes | Website + AI extraction | 10.0 / 10 |
| Business ID (Y-tunnus) or operating company shown OBSERVATIONsivustolla näkyy Alisa Pankki Oyj, mutta Y-tunnusta ei näytetä tuotesivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONPuhelinnumero esillä yhteystiedoissa | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONSähköposti laskurahoitus@alisapankki.fi esillä | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support OBSERVATIONYhteystiedoissa chat (Intercom) | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown OBSERVATIONcustomer service opening hours are not clearly shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATIONSivustolla viitataan usein kysyttyihin kysymyksiin | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app OBSERVATIONfactoringin mobiilisovellusta ei mainita | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 72/100 | AI analysis | 24.5 / 34 |
| Findability of pricing | 50/100 | AI analysis | 16.5 / 33 |
| Content coverage | 66/100 | AI analysis | 21.8 / 33 |
Are you a customer of the Alisa Pankki service? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +22.5 points: 60.5 → 83.0, rank 3 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
