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On the basic metrics alone, the score was 67.3 and the rank 3. The score is now 83.7 and rank 2 (▲ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
Bondora AS (Viro) tarjoaa suomalaisille suomenkielisen Go & Grow -lainaosuussijoittamisen, jossa varat hajautetaan automaattisesti eurooppalaisiin lainaosuuksiin. Kulut (nostopalkkio 1 euro, ei muita kuluja), 1 euron minimisijoitus, toimilupa (lisensoitu luotonantaja, valvojina AVI ja Viron FSA) ja riskitiedonanto kerrotaan selkeästi. Yhtiö on virolainen eikä sillä ole suomalaista Y-tunnusta, mikä on kerrottu avoimesti.
Buying motives checked 12.10.2026 and basic metrics measured 14.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Minimum amount | 18 p × 100.0 % | 18.0 |
| Platform fee | 16 p × 100.0 % | 16.0 |
| Licence and supervision | 8 p × 100.0 % | 8.0 |
| Risk warning | 8 p × 100.0 % | 8.0 |
| Basic metrics | 50 % × 67,3 | 33.6 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Minimum amount | Investing starts from 1 euro | goandgrow.eu checked 12.10.2026 | 18.0 / 18 |
| Platform fee NOTEThe withdrawal fee is €1 per amount withdrawn and has not been included in the points. | No fees charged for investing | goandgrow.eu checked 12.10.2026 | 16.0 / 16 |
| Licence and supervision | The Regional State Administrative Agency and the Estonian financial supervisory authority supervise | goandgrow.eu checked 12.10.2026 | 8.0 / 8 |
| Risk warning | Investments involve risk | goandgrow.eu checked 12.10.2026 | 8.0 / 8 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 62,6 | 18.8 |
| Transparency | 30 % × 85,0 | 25.5 |
| Reachability | 20 % × 30,0 | 6.0 |
| AI quality score | 20 % × 85,0 | 17.0 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 35/100 | Technical measurement | 14.0 / 40 |
| Accessibility | 85/100 | Technical measurement | 25.5 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 54/100 | Technical measurement | 8.1 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Fees and costs for the investor displayed without logging in OBSERVATIONgoandgrow.eu/fi: 'Sijoittamisesta ei tarvitse maksaa kuluja! Nostopalkkio on vain 1 euro nostettavasta summasta riippumatta.' + 'Ei piilokuluja'. | Yes | Website + AI extraction | 25.0 / 25 |
| Licence and supervision stated (ECSP licence or Financial Supervisory Authority) OBSERVATIONgoandgrow.eu/fi: 'Bondora AS toimii lisensoituna luotonantajana, ja sitä valvoo Suomen aluehallintovirasto sekä Viron talousvalvontaviranomainen (FSA).' | Yes | Website + AI extraction | 20.0 / 20 |
| Risk or loss warning visible OBSERVATIONgoandgrow.eu/fi: 'Tämä on havainnollistava arvio, joka perustuu mahdolliseen 6 %:n vuosituottoon. Sijoituksiin liittyy riski. Katso täydellinen riskitiedonanto alta.' | Yes | Website + AI extraction | 20.0 / 20 |
| Minimum investment or minimum stake stated OBSERVATIONgoandgrow.eu/fi: 'Aloita vain 1 eurolla'. | Yes | Website + AI extraction | 15.0 / 15 |
| Business ID or owner displayed on the website OBSERVATIONBondora AS on virolainen yhtiö; suomalaista Y-tunnusta ei ole eikä esitetä. Omistajuus (Bondora-konserni, Viro) kerrotaan tekstissä avoimesti. | Partly | Website + AI extraction | 5.0 / 10 |
| Independent review source shown OBSERVATIONSivulla ei riippumatonta arviolähdettä. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONPuhelinnumeroa ei esitetä; tuki ohjataan Tukikeskukseen. | No | Website + AI extraction | 0.0 / 30 |
| Email shown OBSERVATIONSuoraa sähköpostiosoitetta ei esitetä sivulla. | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support OBSERVATIONEi live-chatia; tuki Tukikeskuksen kautta. | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown OBSERVATIONOpening hours are not shown. | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATIONgoandgrow.eu/fi: sivulla on selkeä kysymys-vastaus-osio (esim. 'Paljonko lainan kulut ovat?', 'Mikä Go & Grow on?', 'Kuinka ystävän suosittelun palkkio-ohjelma toimii?'). | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app OBSERVATIONMobiilisovellusta ei mainita tällä sivulla. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 85/100 | AI analysis | 28.9 / 34 |
| Findability of pricing | 88/100 | AI analysis | 29.0 / 33 |
| Content coverage | 82/100 | AI analysis | 27.1 / 33 |
Oletko Bondora-palvelun asiakas? Kerro kokemuksesi. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +15.4 points: 83.7 → 99.1, rank 2 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
