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Nordea

Rank 2 · Life insurance · Checked 11.10.2026

Websitenordea.fi
OwnerNordea Henkivakuutus Suomi Oy (PRH 0927072-8, Nordea group), issues consumer life insurance, available and priced online on the nordea.fi site
Business ID0927072-8
Registered in Finland (PRH)1993
LCP (mobile)6.9 s
Basic metrics79.0, rank 2
64.8SCORE
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CHANGE FROM PREVIOUS

On the basic metrics alone, the score was 79.0 and the rank 2. The score is now 64.8 and rank 2 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 13.8.2026

Nordean henkivakuutussivu on läpinäkyvin korvaussumman ja vakuutuksenantajan osalta: korvaussumma 10 000-500 000 euroa, ikärajat 18-63 (voimassa 80 vuoteen) ja vakuutuksenantajan Y-tunnus ovat kaikki esillä, ja vakuutuksen voi ostaa verkossa. Terveysselvityksen laajuus ja irtisanominen jäävät kuitenkin kertomatta tuotesivulla.

Strengths

  • The range and maximum of the compensation amount are stated precisely: You can choose a compensation amount of 10,000-500,000 euros when taking out the insurance online
  • Voimassaolon ikärajat ovat selkeät: henkivakuutus voidaan myöntää 18-63-vuotiaalle ja se on voimassa 80 ikävuoteen saakka, ja edunsaaja selitetään
  • Vakuutuksenantaja ja Y-tunnus ovat näkyvissä (Nordea Henkivakuutus Suomi Oy, Y-tunnus 0927072-8); hinnan voi laskea ja vakuutuksen ostaa verkossa, ja apuna on chat sekä laaja usein kysyttyä -osio

Areas to improve

  • Terveysselvityksen laajuutta ei avata sivulla, vaan linkin Näin täytät terveysselvityksen takana
  • Vakuutuksen irtisanomisesta tai ehtojen muutoksista ei ole tietoa tuotesivulla
  • Asiakaspalvelun aukioloaikoja ei kerrota, eikä henkivakuutukselle ole omaa mobiilisovellusta (viittaus yleiseen Nordea Mobiiliin)

How the score is calculated

Buying motives checked 11.10.2026 and basic metrics measured 13.8.2026 from public sources. Same formula for everyone, read the full methodology.

Total score · weighted total

64.8 / 100
Maximum age at application22 p × 15.0 %3.3
Duration of cover12 p × 50.0 %6.0
Free increase to compensation10 p × 100.0 %10.0
Termination6 p × 100.0 %6.0
Basic metrics50 % × 79,039.5

Buying motives · weight 50 p

25,3 / 50
MetricMeasured valueSourcePoints
Maximum age at applicationGranted to ages 18–63nordea.fi
checked 11.10.2026
3.3 / 22
Duration of coverValid up to age 80nordea.fi
checked 11.10.2026
6.0 / 12
Free increase to compensation
NOTEThe benefit is confirmed annually. The total of the increases is at most 100,000 €.
25% free increase to the compensation amountnordea.fi
checked 11.10.2026
10.0 / 10
TerminationCan be cancelled at any time, in writingnordea.fi
checked 11.10.2026
6.0 / 6

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

79.0 / 100
Digital quality30 % × 76,222.9
Transparency30 % × 82,524.8
Reachability20 % × 72,514.5
AI quality score20 % × 84,716.9

Digital quality · weight 30%

76.2 / 100
MetricMeasured valueSourcePoints
Performance (mobile)45/100Technical measurement18.0 / 40
Accessibility94/100Technical measurement28.2 / 30
Findability (SEO)100/100Technical measurement15.0 / 15
Technical practices100/100Technical measurement15.0 / 15

Transparency · weight 30%

82.5 / 100
MetricMeasured valueSourcePoints
Annual or monthly price or calculator visible without contacting
OBSERVATION'Laske henkivakuutuksen hinta', 'Katso vakuutuksen hinta sinulle'
YesWebsite + AI extraction25.0 / 25
Choice of compensation amount and maximum stated
OBSERVATION'Voit valita korvaussummaksi 10 000-500 000 euroa ottaessasi vakuutuksen verkossa'
YesWebsite + AI extraction15.0 / 15
Scope and terms of the health assessment stated in advance
OBSERVATION'Näin täytät terveysselvityksen' (linkki, laajuutta ei avata sivulla)
PartlyWebsite + AI extraction7.5 / 15
Insurance can be applied for or purchased online
OBSERVATION'Verkosta ostettuna voit valita korvausmääräksi maksimissaan 500 000 euroa'
YesWebsite + AI extraction15.0 / 15
Policy term, end age and beneficiary designation stated
OBSERVATION'Henkivakuutus voidaan myöntää 18-63-vuotiaalle. Henkivakuutus on voimassa 80 ikävuoteen saakka'; 'korvaus maksetaan määrittelemällesi edunsaajalle'
YesWebsite + AI extraction10.0 / 10
Cancellability and changes to terms clearly stated
OBSERVATIONcancellation is not described on the product page
NoWebsite + AI extraction0.0 / 10
Insurer or Business ID shown
OBSERVATION'Nordea Henkivakuutus Suomi Oy (Y-tunnus 0927072-8)'
YesWebsite + AI extraction10.0 / 10

Reachability · weight 20%

72.5 / 100
MetricMeasured valueSourcePoints
Phone number shownYesWebsite + AI extraction30.0 / 30
Email shownPartlyWebsite + AI extraction7.5 / 15
Chat supportYesWebsite + AI extraction15.0 / 15
Opening hours shownNoWebsite + AI extraction0.0 / 15
FAQ sectionYesWebsite + AI extraction15.0 / 15
Mobile appPartlyWebsite + AI extraction5.0 / 10

AI quality score · weight 20%

84.7 / 100
MetricMeasured valueSourcePoints
Clarity of information88/100AI analysis29.9 / 34
Findability of pricing80/100AI analysis26.4 / 33
Content coverage86/100AI analysis28.4 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +10.0 points: 64.8 → 74.8, rank 2 → 1.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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