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On the basic metrics alone, the score was 68.0 and the rank 5. The score is now 56.0 and rank 5 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.
Mandatumin henkivakuutussivu on hinnan läpinäkyvyydessä vahva: hintalaskuri ja euromääräiset esimerkkihinnat ovat suoraan näkyvissä ja koko haku onnistuu verkossa. Terveysselvityksen laajuutta, ikärajoja ja irtisanomista ei kuitenkaan avata tuotesivulla, ja vakuutuksenantajan tarkka yhtiönimi jää taustalle.
Buying motives checked 11.10.2026 and basic metrics measured 13.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Maximum age at application | 22 p × 100.0 % | 22.0 |
| Duration of cover | 12 p × 0.0 % | 0.0 |
| Free increase to compensation | 10 p × 0.0 % | 0.0 |
| Termination | 6 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 68,0 | 34.0 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Maximum age at application NOTEWhen bought online, the insurance is granted to people aged 20–64. The scoring is based on the general upper limit. | Granted to ages 18–89 | mandatum.fi checked 11.10.2026 | 22.0 / 22 |
| Duration of cover | The age at which Turva coverage ends is not stated on the life insurance page. | mandatum.fi, life insurance checked 11.10.2026 | 0.0 / 12 |
| Free increase to compensation | A free increase to the compensation amount is not mentioned on the life insurance page. | mandatum.fi, life insurance checked 11.10.2026 | 0.0 / 10 |
| Termination | Termination terms were not found on the life insurance page or its subpages. | mandatum.fi, life insurance checked 11.10.2026 | 0.0 / 6 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 62,7 | 18.8 |
| Transparency | 30 % × 65,0 | 19.5 |
| Reachability | 20 % × 70,0 | 14.0 |
| AI quality score | 20 % × 78,3 | 15.7 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 30/100 | Technical measurement | 12.0 / 40 |
| Accessibility | 73/100 | Technical measurement | 21.9 / 30 |
| Findability (SEO) | 92/100 | Technical measurement | 13.8 / 15 |
| Technical practices | 100/100 | Technical measurement | 15.0 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Annual or monthly price or calculator visible without contacting OBSERVATION'Jani (40 v, 200 000 euroa): 39,41 euroa kuukaudessa', 'Laura (30 v, 100 000 euroa): 14,10 euroa kuukaudessa' + laskuri 'Laske hinta ja pyydä tarjous' | Yes | Website + AI extraction | 25.0 / 25 |
| Choice of compensation amount and maximum stated OBSERVATION'valitse elämäntilannettasi vastaava korvaussumma'; esimerkit 100 000 ja 200 000 euroa, enimmäismäärää ei mainita | Partly | Website + AI extraction | 7.5 / 15 |
| Scope and terms of the health assessment stated in advance OBSERVATION'täyttää terveysselvityksen' tarjouksen hyväksymisen jälkeen; laajuutta ei kuvata | Partly | Website + AI extraction | 7.5 / 15 |
| Insurance can be applied for or purchased online OBSERVATION'Identify yourself to ensure secure transactions and send a request for quotation' | Yes | Website + AI extraction | 15.0 / 15 |
| Policy term, end age and beneficiary designation stated OBSERVATION'omaisille tai muulle nimetylle edunsaajalle'; ikärajoja ei ilmoiteta | Partly | Website + AI extraction | 5.0 / 10 |
| Cancellability and changes to terms clearly stated OBSERVATIONirtisanomista tai ehtomuutoksia ei kuvata tuotesivulla | No | Website + AI extraction | 0.0 / 10 |
| Insurer or Business ID shown OBSERVATIONMandatum-brändi esillä, mutta vakuutuksenantajan täyttä nimeä ja Y-tunnusta ei tuotesivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown | Yes | Website + AI extraction | 15.0 / 15 |
| FAQ section | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 80/100 | AI analysis | 27.2 / 34 |
| Findability of pricing | 85/100 | AI analysis | 28.1 / 33 |
| Content coverage | 70/100 | AI analysis | 23.1 / 33 |
Are you a Mandatum customer? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +44.0 points: 56.0 → 100.0, rank 5 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
