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New company in the comparison. The basic metrics were measured with the same formula as for the others (83.0 / 100). The total score is 58.8 and the rank 6.
Each row was checked on 18.10.2026 from public sources. The same formula for everyone, read the full methodology.
| Opening or delivery fee | 26 p × 0.0% | 0.0 |
| Example calculation and effective annual interest rate | 14 p × 100.0% | 14.0 |
| Maximum loan term | 10 p × 33.3% | 3.3 |
| Basic metrics | 50 % × 83,0 | 41.5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Opening or delivery fee NOTEFee in the example calculation (loan of €100,000). According to the price list, the arrangement fee is 2.00–4.00% of the credit amount, at least €1,000. | €2,500 arrangement fee in the example calculation | bluestep.fi checked 18.10.2026 | 0.0 / 26 |
| Example calculation and effective annual interest rate | Example calculation, effective annual interest rate 8.06% | bluestep.fi checked 18.10.2026 | 14.0 / 14 |
| Maximum loan term | Up to 30 years | bluestep.fi checked 18.10.2026 | 3.3 / 10 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 82,4 | 24.7 |
| Transparency | 30 % × 90,0 | 27.0 |
| Reachability | 20 % × 75,0 | 15.0 |
| AI quality score | 20 % × 81,3 | 16.3 |
Bonuses and detailed metrics: methodology.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +7.5 points: 58.8 → 66.3, rank 6 → 4.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.