Home › Business insurance › Turva
On the basic metrics alone, the score was 60.5 and the rank 4. The score is now 38.6 and rank 3 (▲ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
Turvan yritysvakuutussivu erittelee omaisuuden ja toiminnan vakuutukset (kiinteistö, keskeytys, vastuu, oikeusturva, kuljetus, kyber) ja pitää vakuutusehdot julkisina. Tarjous, ajanvaraus ja vahinkoilmoitus tehdään verkossa ja chat on käytössä. Lakisääteisten YEL- ja työtapaturmavakuutusten erottelu jää ohueksi, omavastuuta ei kerrota ja Y-tunnus jää alatunnisteeseen. Yhtiö on Avainlippu-merkitty suomalainen keskinäinen vakuuttaja.
Buying motives checked 11.10.2026 and basic metrics measured 18.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Price online | 22 p × 0.0 % | 0.0 |
| Help in a cyber attack | 14 p × 60.0 % | 8.4 |
| Discount | 14 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 60,5 | 30.2 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price online | Request a quote or book an appointment | turva.fi checked 11.10.2026 | 0.0 / 22 |
| Help in a cyber attack | KyberHelppi phone service, opening hours not stated | turva.fi checked 11.10.2026 | 8.4 / 14 |
| Discount | The maximum amount of the discount is not stated on the business interruption, cyber or sole trader insurance page. | turva.fi, cyber insurance · turva.fi, business interruption insurance checked 11.10.2026 | 0.0 / 14 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 67,2 | 20.2 |
| Transparency | 30 % × 65,0 | 19.5 |
| Reachability | 20 % × 30,0 | 6.0 |
| AI quality score | 20 % × 66,8 | 13.4 |
| Certification bonus | max +3.0 | +1,5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 34/100 | Technical measurement | 13.6 / 40 |
| Accessibility | 92/100 | Technical measurement | 27.6 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 73/100 | Technical measurement | 10.9 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price calculator or quote request online without a phone call OBSERVATION'Tule Turvaan: Pyydä tarjous, Varaa aika' eli ei hintaa verkossa | Partly | Website + AI extraction | 12.5 / 25 |
| Insurance coverage content and covered damages itemised OBSERVATION'Kiinteistövakuutus, Keskeytysvakuutus, Vastuuvakuutus, Oikeusturvavakuutus, Kuljetusvakuutus, Kybervakuutus, Kaikki omaisuuden ja toiminnan vakuutukset' | Yes | Website + AI extraction | 20.0 / 20 |
| YEL and statutory occupational accident insurance stated separately OBSERVATIONlanding-sivulla painottuvat omaisuus- ja toimintavakuutukset; lakisääteiset henkilövakuutukset (YEL ja työtapaturma) eivät erotu selkeästi | Partly | Website + AI extraction | 7.5 / 15 |
| Claims process or online claims reporting described OBSERVATION'Ilmoita vahingosta'; 'Hae korvausta' | Yes | Website + AI extraction | 10.0 / 10 |
| Terms and product description publicly available OBSERVATIONIn the footer 'Insurance terms' | Yes | Website + AI extraction | 10.0 / 10 |
| Deductible level or how it is determined stated | No | Website + AI extraction | 0.0 / 10 |
| Insurer or Business ID shown OBSERVATION'© Turva 2026' ja 'Avainlippu', Y-tunnusta 0211695-5 ei sivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Partly | Website + AI extraction | 15.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support OBSERVATION'Changing the service language closes the ongoing chat conversation' | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section | No | Website + AI extraction | 0.0 / 15 |
| Mobile app | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 76/100 | AI analysis | 25.8 / 34 |
| Findability of pricing | 50/100 | AI analysis | 16.5 / 33 |
| Content coverage | 74/100 | AI analysis | 24.4 / 33 |
| Certification | Status | Bonus |
|---|---|---|
| Avainlippu OBSERVATIONturva.fi (Suomalaisen Työn Liitto, alatunnisteen Avainlippu-merkki) | Verified | +1,5 |
Verified certifications and audits add to the total score (max +3.0). How the bonus is calculated →
Are you a customer of the Turva service? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +32.8 points: 38.6 → 71.4, rank 3 → 2.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
