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On the basic metrics alone, the score was 58.6 and the rank 5. The score is now 37.7 and rank 4 (▲ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
LähiTapiolan yritysvakuutussivu erittelee turvat selkeästi kohteen mukaan (omaisuus ja toiminta, ihmiset, ajoneuvot, henki, eläke) ja nostaa lakisääteiset työtapaturma-, YEL- ja TyEL-vakuutukset esiin. Tarjouspyyntö ja vakuutusten kilpailutus tehdään verkossa ja korvauspolku on esillä. Hinta muodostuu aina tarjouksena, omavastuuta ei kerrota ja Y-tunnus jää alatunnisteeseen.
Buying motives checked 11.10.2026 and basic metrics measured 18.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Price online | 22 p × 0.0 % | 0.0 |
| Help in a cyber attack | 14 p × 60.0 % | 8.4 |
| Discount | 14 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 58,6 | 29.3 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price online | Request a quote | lahitapiola.fi checked 11.10.2026 | 0.0 / 22 |
| Help in a cyber attack | KyberHelppi claims helpline, hours not stated | lahitapiola.fi checked 11.10.2026 | 8.4 / 14 |
| Discount | The maximum discount is not stated on the business front page, the cyber insurance page or the page for starting entrepreneurs. | lahitapiola.fi, cyber insurance · lahitapiola.fi, insurance for start-up entrepreneurs checked 11.10.2026 | 0.0 / 14 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 59,6 | 17.9 |
| Transparency | 30 % × 67,5 | 20.2 |
| Reachability | 20 % × 30,0 | 6.0 |
| AI quality score | 20 % × 72,4 | 14.5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 11/100 | Technical measurement | 4.4 / 40 |
| Accessibility | 86/100 | Technical measurement | 25.8 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 96/100 | Technical measurement | 14.4 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price calculator or quote request online without a phone call OBSERVATION'Pyydä tarjous ja huolehditaan yhdessä, että vakuutusturva vastaa tarpeitasi. Asiantuntijamme räätälöivät sinulle henkilökohtaisen vakuutuspaketin aina parhaaseen hintaan' eli ei hintaa verkossa | Partly | Website + AI extraction | 12.5 / 25 |
| Insurance coverage content and covered damages itemised OBSERVATION'Omaisuus ja toiminta: Yritysvakuutus, Vastuuvakuutus, Potilasvakuutus, Keskeytysvakuutus, Kybervakuutus, Kuljetusvastuuvakuutus' | Yes | Website + AI extraction | 20.0 / 20 |
| YEL and statutory occupational accident insurance stated separately OBSERVATION'Työtapaturmavakuutus', 'Yrittäjien tapaturmavakuutus', 'YEL-vakuutus', 'TyEL-vakuutus' | Yes | Website + AI extraction | 15.0 / 15 |
| Claims process or online claims reporting described OBSERVATION'Pyydä tarjous Vahingot ja korvaukset'; 'Vahingot ja korvaukset' asiointivalikossa | Yes | Website + AI extraction | 10.0 / 10 |
| Terms and product description publicly available OBSERVATIONtuoteselosteet ovat tuotekohtaisilla sivuilla, ei suoraa linkkiä landing-sivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Deductible level or how it is determined stated | No | Website + AI extraction | 0.0 / 10 |
| Insurer or Business ID shown OBSERVATION'© LähiTapiola 2026', Y-tunnusta 0211034-2 ei sivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Partly | Website + AI extraction | 15.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support OBSERVATION'Changing the service language closes the ongoing chat conversation' | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section | No | Website + AI extraction | 0.0 / 15 |
| Mobile app | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 80/100 | AI analysis | 27.2 / 34 |
| Findability of pricing | 52/100 | AI analysis | 17.2 / 33 |
| Content coverage | 85/100 | AI analysis | 28.1 / 33 |
Are you a LähiTapiola service customer? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +33.7 points: 37.7 → 71.4, rank 4 → 2.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
