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On the basic metrics alone, the score was 80.8 and the rank 2. The score is now 82.4 and rank 2 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.
Qred Bank AB:n Suomen sivuliike hinnoittelee yrityslainan yhdellä kuukausikululla alkaen 1,75 %, eikä sen päälle tule muita kuluja. Lainasumma, maksuaika ja se, että kulua maksetaan vain lainan käyttöajalta, kerrotaan selvästi. Tavoitettavuus on laaja. Julkinen esimerkkilaskelma ja vakuusehtojen kuvaus puuttuvat.
Buying motives checked on 12.10.2026 and basic metrics measured on 20.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Price is shown in advance | 20 p × 100.0 % | 20.0 |
| Minimum loan amount | 11 p × 91.8 % | 10.1 |
| Maximum loan amount | 9 p × 21,1 % | 1.9 |
| Money to your account | 10 p × 100.0 % | 10.0 |
| Basic metrics | 50 % × 80,8 | 40.4 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price is shown in advance NOTEThere is no interest, but a fixed monthly cost. The loan requires a personal guarantee. | Monthly cost from 1.75%, no other costs | qred.fi checked 12.10.2026 | 20.0 / 20 |
| Minimum loan amount | 5 000 € | qred.fi checked 12.10.2026 | 10.1 / 11 |
| Maximum loan amount | 500 000 € | qred.fi checked 12.10.2026 | 1.9 / 9 |
| Money to your account NOTEOtherwise the money appears on the next banking day. | On the same banking day, when the contract is signed on a weekday before 9.30 | qred.fi checked 12.10.2026 | 10.0 / 10 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 70,1 | 21.0 |
| Transparency | 30 % × 77,5 | 23.2 |
| Reachability | 20 % × 100,0 | 20.0 |
| AI quality score | 20 % × 82,7 | 16.5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 29/100 | Technical measurement | 11.6 / 40 |
| Accessibility | 97/100 | Technical measurement | 29.1 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 96/100 | Technical measurement | 14.4 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Interest rate or margin displayed without an application OBSERVATIONTuotesivulla: "Kuukausikulu on yrityskohtainen ja alkaen 1,75 %" | Yes | Website + AI extraction | 20.0 / 20 |
| Withdrawal fee and other costs itemised OBSERVATIONTuotesivulla: "Kuukausikulun lisäksi lainoille ei tule mitään muita kustannuksia" | Yes | Website + AI extraction | 15.0 / 15 |
| Loan amount and payment period range displayed OBSERVATIONTuotesivulla: "alkaen 5 000 euroa ja jopa 500 000 euroa" ja maksuaika "jopa 36 kuukautta" | Yes | Website + AI extraction | 15.0 / 15 |
| Example calculation or total cost displayed OBSERVATIONsivulla on yrityslainalaskuri, mutta ei staattista esimerkkilaskelmaa kokonaismaksettavasta summasta | Partly | Website + AI extraction | 7.5 / 15 |
| Collateral requirements stated (unsecured or secured) OBSERVATIONvakuudettomuutta tai vakuusehtoja ei mainita tuotesivulla | No | Website + AI extraction | 0.0 / 15 |
| Early repayment terms stated OBSERVATIONTuotesivulla: "maksat kuukausikulujakin vain siltä ajalta, jonka laina on käytössäsi" | Yes | Website + AI extraction | 10.0 / 10 |
| Business ID (Y-tunnus) or operating company shown OBSERVATIONAlatunnisteessa: "Qred Bank Oy, Suomen sivuliike, Y-tunnus: 2868615-5" | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONAsiakaspalvelun numero 09-424 503 99 esillä | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONSähköposti asiakaspalvelu@qred.com esillä | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support OBSERVATIONsivustolla mainostetaan chat-tukea, vasteaika alle 2 minuuttia | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown OBSERVATIONAsiakaspalvelu "arkisin kello 8-18" | Yes | Website + AI extraction | 15.0 / 15 |
| FAQ section OBSERVATIONsivustolla on usein kysytyt kysymykset -osio yrityslainasta | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app OBSERVATIONQredillä on mobiilisovellus lainan ja kortin hallintaan | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 84/100 | AI analysis | 28.6 / 34 |
| Findability of pricing | 86/100 | AI analysis | 28.4 / 33 |
| Content coverage | 78/100 | AI analysis | 25.7 / 33 |
Oletko Qred-palvelun asiakas? Kerro kokemuksesi. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +9.6 points: 82.4 → 92.0, rank 2 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
