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Fundu

Rank 7 · Business loans · Checked 12.10.2026

Websitefundu.fi
OwnerFundu Oy (Business ID 2576058-3), a domestic financing company for SMEs
Business ID2576058-3
Registered in Finland (PRH)2013
Interest rate or priceSidottu euriboriin (marginaalia ei julkaista)
Maximum loan amount · measured 20.8.20262000000 €
Maximum payment period60 months
CollateralVakuudeton
LCP (mobile)14.2 s
Basic metrics51.3, rank 6
46.3SCORE
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CHANGE FROM PREVIOUS

On the basic metrics alone, the score was 51.3 and the rank 6. The score is now 46.3 and rank 7 (▼ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 20.8.2026

Fundu Oy tarjoaa vakuudetonta yrityslainaa 25 000-2 000 000 euroa enintään 60 kuukaudeksi ja kertoo lainasumman, maksuajan ja vakuudettomuuden selvästi. Operoiva yhtiö ja Y-tunnus näkyvät. Hinnoittelu jää ohueksi: korko on vain sidottu euriboriin ilman marginaalia, eikä kuluja, esimerkkilaskelmaa tai ennenaikaisen takaisinmaksun ehtoja kerrota.

Strengths

  • Loan amount (25,000-2,000,000 euros) and repayment period (at most 60 months) are stated clearly
  • Rahoitus on vakuudeton, ja tämä sanotaan suoraan tuotesivulla
  • Operoiva yhtiö Fundu Oy ja Y-tunnus 2576058-3 sekä sähköposti näkyvät yhteystiedoissa

Areas to improve

  • Korko kerrotaan vain periaatteessa (sidottu euriboriin), ei todellista marginaalia tai lukuja
  • Nostopalkkiota tai muita kuluja ei eritellä eikä esimerkkilaskelmaa esitetä
  • Ennenaikaisen takaisinmaksun ehtoja ei kerrota, eikä puhelinasiakaspalvelua tai aukioloaikoja näytetä

How the score is calculated

Buying motives checked on 12.10.2026 and basic metrics measured on 20.8.2026 from public sources. Same formula for everyone, read the full methodology.

Total score · weighted total

46.3 / 100
Price is shown in advance20 p × 30.0 %6.0
Minimum loan amount11 p × 51,0 %5.6
Maximum loan amount9 p × 100.0 %9.0
Money to your account10 p × 0.0 %0.0
Basic metrics50 % × 51,325.6

Buying motives · weight 50 p

20,6 / 50
MetricMeasured valueSourcePoints
Price is shown in advanceEuribor and customer-specific margin, figure not statedfundu.fi
checked 12.10.2026
6.0 / 20
Minimum loan amount25 000 €fundu.fi
checked 12.10.2026
5.6 / 11
Maximum loan amount2 000 000 €fundu.fi
checked 12.10.2026
9.0 / 9
Money to your accountThe time for the money to reach the account is not stated on the business loan, unsecured business loan or interest pages, only the loan decision time.fundu.fi, business loan · fundu.fi, business loan interest rate
checked 12.10.2026
0.0 / 10

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

51.3 / 100
Digital quality30 % × 60,418.1
Transparency30 % × 50,015.0
Reachability20 % × 30,06.0
AI quality score20 % × 60,812.2

Digital quality · weight 30%

60.4 / 100
MetricMeasured valueSourcePoints
Performance (mobile)37/100Technical measurement14.8 / 40
Accessibility73/100Technical measurement21.9 / 30
Findability (SEO)100/100Technical measurement15.0 / 15
Technical practices58/100Technical measurement8.7 / 15

Transparency · weight 30%

50.0 / 100
MetricMeasured valueSourcePoints
Interest rate or margin displayed without an application
OBSERVATIONTuotesivulla: yrityslaina "on aina sidottu markkinakorko euriboriin", mutta marginaalia tai korkolukua ei esitetä
PartlyWebsite + AI extraction10.0 / 20
Withdrawal fee and other costs itemised
OBSERVATIONnostopalkkiota tai muita kuluja ei eritellä tuotesivulla
NoWebsite + AI extraction0.0 / 15
Loan amount and payment period range displayed
OBSERVATIONTuotesivulla: "25 000 eurosta aina 2 000 000 euroon asti" ja maksuaika "enintään 60 kuukautta"
YesWebsite + AI extraction15.0 / 15
Example calculation or total cost displayed
OBSERVATIONjulkista esimerkkilaskelmaa kokonaiskustannuksesta ei ole
NoWebsite + AI extraction0.0 / 15
Collateral requirements stated (unsecured or secured)
OBSERVATIONTuotesivulla: "vakuudeton rahoitusratkaisu"
YesWebsite + AI extraction15.0 / 15
Early repayment terms stated
OBSERVATIONennenaikaisen takaisinmaksun ehtoja ei kerrota tuotesivulla
NoWebsite + AI extraction0.0 / 10
Business ID (Y-tunnus) or operating company shown
OBSERVATIONYhteystiedoissa Fundu Oy ja Y-tunnus 2576058-3 sekä info@fundu.fi
YesWebsite + AI extraction10.0 / 10

Reachability · weight 20%

30.0 / 100
MetricMeasured valueSourcePoints
Phone number shown
OBSERVATIONpuhelinnumeroa ei näytetä; yhteydenotto sähköpostilla tai lomakkeella
NoWebsite + AI extraction0.0 / 30
Email shown
OBSERVATIONYhteystiedoissa info@fundu.fi
YesWebsite + AI extraction15.0 / 15
Chat support
OBSERVATIONchat support is not mentioned
NoWebsite + AI extraction0.0 / 15
Opening hours shown
OBSERVATIONopening hours are not shown
NoWebsite + AI extraction0.0 / 15
FAQ section
OBSERVATIONsivustolla on UKK-osio
YesWebsite + AI extraction15.0 / 15
Mobile app
OBSERVATIONkuluttajan mobiilisovellusta ei ole; käytössä web-pohjainen online-palvelu
NoWebsite + AI extraction0.0 / 10

AI quality score · weight 20%

60.8 / 100
MetricMeasured valueSourcePoints
Clarity of information70/100AI analysis23.8 / 34
Findability of pricing48/100AI analysis15.8 / 33
Content coverage64/100AI analysis21.1 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +47.4 points: 46.3 → 93.7, rank 7 → 1.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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