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On the basic metrics alone, the score was 81.7 and the rank 2. The score is now 87.2 and rank 1 (▲ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
Visma Pay julkaisee kolme pakettitasoa hintoineen: Express 9,90 €/kk ja 0,49 €/kpl + 2,99 %, Power 49 €/kk ja 0,44 €/kpl sekä Power Plus 79 €/kk ja 0,35 €/kpl, ilman aloitusmaksuja. Tilitysviive kerrotaan täsmällisesti (3 päivää, Power-tasoilla myös päivittäinen), ja maksutavat sekä alustaintegraatiot on lueteltu. Operoiva yhtiö on Visma Payments Oy. Sopimuksen sitovuus ja irtisanominen jäävät hinnoittelusivulla kertomatta.
Buying motives checked 16.10.2026 and basic metrics measured 20.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Monthly fee | 22 p × 83,2 % | 18.3 |
| Price shown before contract | 14 p × 100.0 % | 14.0 |
| Finnish online bank payments | 14 p × 100.0 % | 14.0 |
| Basic metrics | 50 % × 81,7 | 40.9 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Monthly fee NOTEPrice excluding VAT. Transaction fees from 0.49 € + 2.99%. | From 9.90 €/month | vismapay.fi checked 16.10.2026 | 18.3 / 22 |
| Price shown before contract | Price list shown on the page | vismapay.fi checked 16.10.2026 | 14.0 / 14 |
| Finnish online bank payments | Bank buttons are among the payment methods | vismapay.fi checked 16.10.2026 | 14.0 / 14 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 70,1 | 21.0 |
| Transparency | 30 % × 95,0 | 28.5 |
| Reachability | 20 % × 75,0 | 15.0 |
| AI quality score | 20 % × 86,0 | 17.2 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 40/100 | Technical measurement | 16.0 / 40 |
| Accessibility | 96/100 | Technical measurement | 28.8 / 30 |
| Findability (SEO) | 92/100 | Technical measurement | 13.8 / 15 |
| Technical practices | 77/100 | Technical measurement | 11.6 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Transaction fee (% share and fixed per-transaction) displayed without sales contact OBSERVATIONMaksupalvelusivu: 'Express-paketti 9,90 €/kk, transaktiomaksut alk. 0,49 € + 2,99 %', 'Power-paketti 49 €/kk, pankkimaksut 0,44 €, mobiili ja Klarna 0,44 € + 1,99 %', 'Power Plus 79 €/kk, pankkimaksut 0,35 €'. | Yes | Website + AI extraction | 25.0 / 25 |
| Monthly or opening fee displayed OBSERVATIONMaksupalvelusivu: kuukausimaksut Express '9,90 €/kk', Power '49 €/kk', Power Plus '79 €/kk' (+ alv); 'Aloitusmaksuja ei ole.' | Yes | Website + AI extraction | 15.0 / 15 |
| Supported payment methods (card, online banking, MobilePay, invoice) listed OBSERVATIONMaksupalvelusivu: 'Verkkopankkimaksut, Korttimaksut, Mobiilimaksut, Lasku ja osamaksu'. | Yes | Website + AI extraction | 15.0 / 15 |
| Settlement delay (when the money reaches the merchant's account) stated OBSERVATIONMaksupalvelusivu: 'Tilitysviive on 3 päivää kaikille maksutapahtumille'; Power ja Power Plus 'päivittäinen, viikoittainen tai kuukausittainen tilitys'. | Yes | Website + AI extraction | 15.0 / 15 |
| Contract binding period and termination stated OBSERVATIONhinnoittelusivulla ei kerrota sopimuksen sitovuutta eikä irtisanomisaikaa; sopimusehdot ovat erillisellä sivulla (vismapay.fi/sopimusehdot). | Partly | Website + AI extraction | 5.0 / 10 |
| Integrations with online store platforms stated OBSERVATIONMaksupalvelusivu: 'Helppo liittäminen verkkokauppa-alustoihin' ja valmiit liitännäiset (mm. WooCommerce). | Yes | Website + AI extraction | 10.0 / 10 |
| Operating company or business ID (Y-tunnus) shown OBSERVATIONOperoiva yhtiö Visma Payments Oy (Y-tunnus 2486559-4, Oulu) kerrotaan sivuston alatunnisteessa; asiakaspalvelun puhelin 09 3154 2037 ja sähköposti helpdesk@vismapay.com. | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown | Yes | Website + AI extraction | 15.0 / 15 |
| FAQ section | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 86/100 | AI analysis | 29.2 / 34 |
| Findability of pricing | 88/100 | AI analysis | 29.0 / 33 |
| Content coverage | 84/100 | AI analysis | 27.7 / 33 |
Oletko Visma Pay -palvelun asiakas? Kerro kokemuksesi. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +8.1 points: 87.2 → 95.3, and your lead over number two grows 4.9 → 13.0.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.