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The selections are made by others. Suomen Paras has not evaluated these selections, and they do not affect the Suomen Paras Score. All recognitions
On the basic metrics alone, the score was 81.0 and the rank 3. The score is now 54.5 and rank 5 (▼ 2 places). The difference comes from buying motives: they measure what the buyer asks before deciding.
Svea Payments avaa koko hinnaston julkisesti: kuukausimaksu 0 €, avausmaksu 49 € ja transaktiopalkkiot maksutavoittain (verkkopankki 0,45 €/kpl, kortti ja mobiili 0,45 €/kpl + 1,9 %). Myös tilitysmalli kerrotaan avoimesti ja integraatiot yleisimpiin alustoihin ovat maksuttomia. Operoiva yhtiö on Finanssivalvonnan valvoma maksulaitos. Sopimuksen sitovuus ja irtisanominen jäävät sivulla kertomatta.
Buying motives checked 16.10.2026 and basic metrics measured 20.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Monthly fee | 22 p × 0.0 % | 0.0 |
| Price shown before contract | 14 p × 0.0 % | 0.0 |
| Finnish online bank payments | 14 p × 100.0 % | 14.0 |
| Basic metrics | 50 % × 81,0 | 40.5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Monthly fee | The price is not shown on Svea's payment service page. The page has no price list, and no price list page for the merchant payment service was found in the sitemap. | svea.com, payment service checked 16.10.2026 | 0.0 / 22 |
| Price shown before contract | The price is not shown on Svea's payment service page. The page has no price list, and no price list page for the merchant payment service was found in the sitemap. | svea.com, payment service checked 16.10.2026 | 0.0 / 14 |
| Finnish online bank payments | Online banking payments under the same contract | svea.com checked 16.10.2026 | 14.0 / 14 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 85,8 | 25.7 |
| Transparency | 30 % × 95,0 | 28.5 |
| Reachability | 20 % × 45,0 | 9.0 |
| AI quality score | 20 % × 89,0 | 17.8 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 66/100 | Technical measurement | 26.4 / 40 |
| Accessibility | 100/100 | Technical measurement | 30.0 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 96/100 | Technical measurement | 14.4 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Transaction fee (% share and fixed per-transaction) displayed without sales contact OBSERVATIONMaksupalvelusivu: 'Verkkopankkimaksut 0,45 €/kpl', 'Korttimaksut 0,45 €/kpl + 1,9 %', 'Mobiilimaksut 0,45 €/kpl + 1,9 %', 'Lasku 0,45 €/kpl + 1,9 %', 'Yrityslasku 2,45 €/kpl + 2,95 %', 'Erämaksu Kauppiaalle maksuton'. | Yes | Website + AI extraction | 25.0 / 25 |
| Monthly or opening fee displayed OBSERVATIONMaksupalvelusivu: 'Kuukausimaksu 0 €', 'avausmaksu 49 €' sekä bruttotilitysoptio '49 €/kk (+ alv 25,5 %)'. | Yes | Website + AI extraction | 15.0 / 15 |
| Supported payment methods (card, online banking, MobilePay, invoice) listed OBSERVATIONMaksupalvelusivu: 'verkkopankki-, kortti- ja mobiilimaksut, laskun ja yrityslaskun sekä erämaksun'. | Yes | Website + AI extraction | 15.0 / 15 |
| Settlement delay (when the money reaches the merchant's account) stated OBSERVATIONMaksupalvelusivu: 'Oletustilitysmalli on päivittäinen nettokoontitilitys' ja 'Ostoskorikohtainen tilitys yksilöidyllä viitteellä 0,08 €/tilitys'. | Yes | Website + AI extraction | 15.0 / 15 |
| Contract binding period and termination stated OBSERVATIONmaksupalvelusivulla ei kerrota sopimuksen sitovuutta eikä irtisanomisaikaa; esillä on hinnasto ja tilitysmallit. | Partly | Website + AI extraction | 5.0 / 10 |
| Integrations with online store platforms stated OBSERVATIONMaksupalvelusivu: 'Ota maksutta käyttöösi integraatiomme yleisimpiin verkkokauppa-alustoihin' ja 'Yhteensopivat alustat'. | Yes | Website + AI extraction | 10.0 / 10 |
| Operating company or business ID (Y-tunnus) shown OBSERVATIONOperoiva yhtiö Svea Payments Oy (Y-tunnus 2121703-0, ent. Maksuturva Group Oy) on Finanssivalvonnan valvoma maksulaitos, osa Svea Bank -konsernia. | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown | Partly | Website + AI extraction | 7.5 / 15 |
| Chat support | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section | Partly | Website + AI extraction | 7.5 / 15 |
| Mobile app | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 90/100 | AI analysis | 30.6 / 34 |
| Findability of pricing | 92/100 | AI analysis | 30.4 / 33 |
| Content coverage | 85/100 | AI analysis | 28.1 / 33 |
Oletko Svea Payments -palvelun asiakas? Kerro kokemuksesi. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +44.5 points: 54.5 → 99.0, rank 5 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
