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Stripe

Rank 3 · Online payment services · Checked 16.10.2026

Websitestripe.com/fi
OwnerStripe, Inc. (San Francisco, USA); in the EEA payments are handled by Stripe Payments Europe, Ltd. (Dublin, Ireland), a global payment service company, Finnish-language site stripe.com/fi
Business IDNo Finnish business ID (Y-tunnus)
Transaction fee · measured 20.8.2026ETA-kortit 1,5 % + 0,25 €; premium-kortit 2,8 % + 0,25 €; muut kuin ETA 3,15 % + 0,25 € (+ 2 % valuutanvaihto); SEPA-veloitus 0,35 €
Monthly or opening feeEi kuukausi-, aloitus- eikä sulkemismaksuja
Settlement delayTilitykset rullaavasti, viikoittain tai kuukausittain valittavissa
Supported payment methodsYli 100 maksutapaa: kortit, digitaaliset lompakot, SEPA-veloitus ja paikalliset menetelmät
LCP (mobile)4.8 s
Basic metrics88.7, rank 1
80.3SCORE
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CHANGE FROM PREVIOUS

On the basic metrics alone, the score was 88.7 and the rank 1. The score is now 80.3 and rank 3 (▼ 2 places). The difference comes from buying motives: they measure what the buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 20.8.2026

Stripe julkaisee korttikohtaiset transaktiopalkkiot suoraan: ETA-kortit 1,5 % + 0,25 € ja premium-kortit 2,8 % + 0,25 €, ilman kuukausi-, aloitus- tai piilomaksuja ja ilman sitoutumista. Maksutapoja on yli sata, tuki toimii vuorokauden ympäri ja alustaintegraatiot ovat kattavat. Heikoin kohta läpinäkyvyydessä on operoivan oikeushenkilön puuttuminen hinnoittelusivulta.

Strengths

  • Card-specific transaction fees are publicly on the pricing page: EEA cards 1.5% + 0.25 €, premium cards 2.8% + 0.25 € and non-EEA cards 3.15% + 0.25%
  • Ei kuukausi-, aloitus- eikä piilomaksuja ('Stripe does not charge setup fees, monthly fees, or any other hidden fees like closure fees') ja vakiohinnoittelussa ei sitoutumista
  • Tuki toimii vuorokauden ympäri puhelimella, chatilla ja sähköpostilla, ja tarjolla on yli 100 maksutapaa sekä laajat alustaintegraatiot

Areas to improve

  • Operoivaa oikeushenkilöä (Stripe Payments Europe, Ltd.) ei kerrota hinnoittelusivulla, ja suomalaista Y-tunnusta ei ole
  • Muiden kuin ETA-korttien maksut ovat selvästi kalliimpia (3,15 % + 0,25 € plus 2 % valuutanvaihto), mikä nostaa kokonaiskustannusta kansainvälisessä myynnissä
  • Monikanavatilitys eri valuutoissa maksaa 1 % volyymistä minimikuluineen

How the score is calculated

Buying motives checked 16.10.2026 and basic metrics measured 20.8.2026 from public sources. The same formula for everyone, read the full methodology.

Total score · weighted total

80.3 / 100
Monthly fee22 p × 100.0 %22.0
Price shown before contract14 p × 100.0 %14.0
Finnish online bank payments14 p × 0.0 %0.0
Basic metrics50 % × 88,744.4

Buying motives · weight 50 p

36,0 / 50
MetricMeasured valueSourcePoints
Monthly fee
NOTEThe page is in English. Card payment price from 1.5% + 0.25 €.
€0 monthly fee, no setup feestripe.com
checked 16.10.2026
22.0 / 22
Price shown before contractPrices are shown on the price list pagestripe.com
checked 16.10.2026
14.0 / 14
Finnish online bank paymentsFinnish online bank payments are not mentioned on Stripe's pricing page or payment methods page (stripe.com/fi/pricing, stripe.com/fi/payments/payment-methods).stripe.com/fi, price list
checked 16.10.2026
0.0 / 14

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

88.7 / 100
Digital quality30 % × 74,622.4
Transparency30 % × 95,028.5
Reachability20 % × 100,020.0
AI quality score20 % × 89,317.9

Digital quality · weight 30%

74.6 / 100
MetricMeasured valueSourcePoints
Performance (mobile)41/100Technical measurement16.4 / 40
Accessibility100/100Technical measurement30.0 / 30
Findability (SEO)92/100Technical measurement13.8 / 15
Technical practices96/100Technical measurement14.4 / 15

Transparency · weight 30%

95.0 / 100
MetricMeasured valueSourcePoints
Transaction fee (% share and fixed per-transaction) displayed without sales contact
OBSERVATIONHinnoittelusivu: 'EEA Standard Cards 1.5% + €0.25', 'EEA Premium Cards 2.8% + €0.25', 'International Cards 3.15% + €0.25' sekä 'SEPA Direct Debit €0.35'.
YesWebsite + AI extraction25.0 / 25
Monthly or opening fee displayed
OBSERVATIONHinnoittelusivu: 'Stripe does not charge setup fees, monthly fees, or any other hidden fees like closure fees.'
YesWebsite + AI extraction15.0 / 15
Supported payment methods (card, online banking, MobilePay, invoice) listed
OBSERVATIONHinnoittelusivu: '100+ payment methods', kortit, digitaaliset lompakot ja pankkipohjaiset menetelmät, mukaan lukien SEPA Direct Debit.
YesWebsite + AI extraction15.0 / 15
Settlement delay (when the money reaches the merchant's account) stated
OBSERVATIONHinnoittelusivu: tilitykset 'on a rolling basis, weekly, or monthly'; monivaluuttatilitys 1 % volyymistä.
YesWebsite + AI extraction15.0 / 15
Contract binding period and termination stated
OBSERVATIONHinnoittelusivu: vakiohinnoittelussa ei sitoutumista ('No lock-in for standard pricing'); räätälöidyt sopimukset volyymisitoumuksin ovat erikseen.
YesWebsite + AI extraction10.0 / 10
Integrations with online store platforms stated
OBSERVATIONHinnoittelusivu ja dokumentaatio: laajat valmiit integraatiot ja liitännäiset verkkokauppa-alustoille sekä dokumentaatio yli 8 kielellä.
YesWebsite + AI extraction10.0 / 10
Operating company or business ID (Y-tunnus) shown
OBSERVATIONhinnoittelusivulla ei nimetä operoivaa oikeushenkilöä; ETA-alueella palvelun tarjoaa Stripe Payments Europe, Ltd. (Dublin), suomalaista Y-tunnusta ei ole.
PartlyWebsite + AI extraction5.0 / 10

Reachability · weight 20%

100.0 / 100
MetricMeasured valueSourcePoints
Phone number shownYesWebsite + AI extraction30.0 / 30
Email shownYesWebsite + AI extraction15.0 / 15
Chat supportYesWebsite + AI extraction15.0 / 15
Opening hours shownYesWebsite + AI extraction15.0 / 15
FAQ sectionYesWebsite + AI extraction15.0 / 15
Mobile appYesWebsite + AI extraction10.0 / 10

AI quality score · weight 20%

89.3 / 100
MetricMeasured valueSourcePoints
Clarity of information88/100AI analysis29.9 / 34
Findability of pricing90/100AI analysis29.7 / 33
Content coverage90/100AI analysis29.7 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +19.6 points: 80.3 → 99.9, rank 3 → 1.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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