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Adyen

Rank 4 · Online payment services · Checked 16.10.2026

Websiteadyen.com
OwnerAdyen N.V. (Amsterdam, the Netherlands), publicly listed (Euronext) global payment platform for businesses
Business IDNo Finnish business ID (Y-tunnus)
Transaction fee · measured 20.8.2026Interchange++ -malli: kiinteä käsittelymaksu 0,13 $ + maksutapakohtainen maksu (esim. Visa/Mastercard 0,13 $ + interchange + 0,60 %; iDEAL 0,13 $ + 0,22 €)
Monthly or opening feeEi kuukausi-, aloitus- eikä sulkemismaksuja; toimialakohtainen minimilaskutus voi koskea
Settlement delayJoustava tilitys: kauppias valitsee ajankohdan ja valuutan
Supported payment methodsLaaja maksutapavalikoima: kortit (Visa, Mastercard, Amex), iDEAL, PayPal, Klarna ja lukuisat paikalliset menetelmät
LCP (mobile)15.9 s
Basic metrics57.7, rank 5
64.8SCORE
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On the basic metrics alone, the score was 57.7 and the rank 5. The score is now 64.8 and rank 4 (▲ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 20.8.2026

Adyen on globaali, yritysvetoinen maksualusta, joka avaa hinnoittelun interchange++ -mallilla: kiinteä käsittelymaksu 0,13 $ plus maksutapakohtainen maksu, ilman kuukausi- tai aloitusmaksuja. Maksutapavalikoima on erittäin laaja ja operoiva yhtiö Adyen N.V. kerrotaan. Läpinäkyvyyttä laskee dollarihinnoittelu, vaihteleva interchange-osuus, julkistamaton minimilaskutus ja tilityksen ajoituksen niukka kuvaus.

Strengths

  • The pricing model is explained on the interchange++ principle: fixed processing fee of 0.13 $ plus a payment-method-specific fee, and example prices by payment method are on the page
  • Ei kuukausi-, aloitus-, integraatio- eikä sulkemismaksuja ('We do not have monthly fees, set-up fees, integration fees or closure fees')
  • Erittäin laaja maksutapavalikoima ja valmiit integraatiot; operoiva yhtiö Adyen N.V. kerrotaan selkeästi

Areas to improve

  • Hinnat ovat dollareissa ja interchange++ -mallissa lopullinen palkkio vaihtelee, joten kauppiaan kokonaiskustannus ei selviä yhdellä silmäyksellä
  • Toimialakohtainen minimilaskutus voi koskea, mutta sen suuruutta ei kerrota julkisesti; räätälöity hinnoittelu on pyynnöstä
  • Tilityksen tarkkaa ajoitusta ei kerrota ('joustava tilitys'), eikä sivulla näy julkisia kuluttaja-asiakaspalvelun kanavia (palvelu on yritysvetoinen)

How the score is calculated

Buying motives checked 16.10.2026 and basic metrics measured 20.8.2026 from public sources. The same formula for everyone, read the full methodology.

Total score · weighted total

64.8 / 100
Monthly fee22 p × 100.0 %22.0
Price shown before contract14 p × 100.0 %14.0
Finnish online bank payments14 p × 0.0 %0.0
Basic metrics50 % × 57,728.9

Buying motives · weight 50 p

36,0 / 50
MetricMeasured valueSourcePoints
Monthly fee
NOTEThe page shows prices in dollars and in English. Per-event fee from 0.13 $ + payment method fee.
€0 monthly fee, no setup feeadyen.com
checked 16.10.2026
22.0 / 22
Price shown before contractPrices shown on the pageadyen.com
checked 16.10.2026
14.0 / 14
Finnish online bank paymentsFinnish online bank payments are not mentioned on Adyen's pricing page (adyen.com/pricing).adyen.com, pricing
checked 16.10.2026
0.0 / 14

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

57.7 / 100
Digital quality30 % × 68,820.6
Transparency30 % × 67,520.2
Reachability20 % × 15,03.0
AI quality score20 % × 69,013.8

Digital quality · weight 30%

68.8 / 100
MetricMeasured valueSourcePoints
Performance (mobile)28/100Technical measurement11.2 / 40
Accessibility100/100Technical measurement30.0 / 30
Findability (SEO)92/100Technical measurement13.8 / 15
Technical practices92/100Technical measurement13.8 / 15

Transparency · weight 30%

67.5 / 100
MetricMeasured valueSourcePoints
Transaction fee (% share and fixed per-transaction) displayed without sales contact
OBSERVATIONHinnoittelusivu: 'a fixed processing fee + a fee determined by the payment method', kiinteä maksu '$0.13'; esim. 'Visa $0.13 + Interchange++ + 0.60%', 'iDEAL $0.13 + €0.22'. Interchange++ -osuus vaihtelee tapahtumittain.
PartlyWebsite + AI extraction12.5 / 25
Monthly or opening fee displayed
OBSERVATIONHinnoittelusivu: 'We do not have monthly fees, set-up fees, integration fees or closure fees.' Toimialakohtainen minimilaskutus voi kuitenkin koskea, sen suuruutta ei julkaista.
PartlyWebsite + AI extraction7.5 / 15
Supported payment methods (card, online banking, MobilePay, invoice) listed
OBSERVATIONMaksutapasivut: kortit (Visa, Mastercard, Amex), iDEAL, PayPal, Klarna ja lukuisat paikalliset maksutavat.
YesWebsite + AI extraction15.0 / 15
Settlement delay (when the money reaches the merchant's account) stated
OBSERVATIONhinnoittelusivu lupaa 'Flexible payouts, choose when and in which currency you want to settle', mutta tarkkaa tilitysviivettä ei kerrota.
PartlyWebsite + AI extraction7.5 / 15
Contract binding period and termination stated
OBSERVATIONsulkemismaksuja ei ole ('no closure fees'), mutta sopimuksen sitovuutta ja irtisanomisaikaa ei avata julkisesti; hinnoittelu on räätälöity pyynnöstä.
PartlyWebsite + AI extraction5.0 / 10
Integrations with online store platforms stated
OBSERVATIONSivusto: valmiit liitännäiset ja integraatiot verkkokauppa-alustoille sekä kehittäjädokumentaatio.
YesWebsite + AI extraction10.0 / 10
Operating company or business ID (Y-tunnus) shown
OBSERVATIONAlatunniste nimeää operoivan yhtiön 'Adyen N.V.' (Amsterdam, Alankomaat); '© 2026 Adyen'.
YesWebsite + AI extraction10.0 / 10

Reachability · weight 20%

15.0 / 100
MetricMeasured valueSourcePoints
Phone number shownNoWebsite + AI extraction0.0 / 30
Email shownNoWebsite + AI extraction0.0 / 15
Chat supportNoWebsite + AI extraction0.0 / 15
Opening hours shownNoWebsite + AI extraction0.0 / 15
FAQ sectionYesWebsite + AI extraction15.0 / 15
Mobile appNoWebsite + AI extraction0.0 / 10

AI quality score · weight 20%

69.0 / 100
MetricMeasured valueSourcePoints
Clarity of information74/100AI analysis25.2 / 34
Findability of pricing55/100AI analysis18.1 / 33
Content coverage78/100AI analysis25.7 / 33

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The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +34.1 points: 64.8 → 98.9, rank 4 → 1.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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