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The selections are made by others. Suomen Paras has not evaluated these selections, and they do not affect the Suomen Paras Score. All recognitions
On the basic metrics alone, the score was 61.1 and the rank 4. The score is now 59.5 and rank 1 (▲ 3 places). The difference comes from buying motives: they measure what the buyer asks before deciding.
Turvan venevakuutus jakautuu selkeästi Perus- ja laajaan turvaan, ja se on omavastuun osalta vertailun konkreettisimpia: palo/varkaus/ilkivalta kiinteä 100 euroa ja veneily-/myrsky-/säilytysvahingoissa valittava 150-5000 euroa. Vakuutus on voimassa myös laiturissa ja talvisäilytyksessä, ehdot ovat julkisia ja UKK on oma. Hinta muodostuu kuitenkin tarjouspyynnöllä, myrskyrajaa ja ikävähennyksiä ei avata, ja Y-tunnus jää alatunnisteeseen.
Buying motives checked 11.10.2026 and basic metrics measured 18.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Customer satisfaction | 20 p × 88.0 % | 17.6 |
| No-claims bonus | 12 p × 0.0 % | 0.0 |
| Liability insurance compensation limit | 10 p × 33.3 % | 3.3 |
| Boat rental and lending | 8 p × 100.0 % | 8.0 |
| Basic metrics | 50 % × 61,1 | 30.6 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Customer satisfaction | EPSI 78.8 | epsi-finland.org checked 11.10.2026 | 17.6 / 20 |
| No-claims bonus | No bonus, the fee does not rise because of a claim | turva.fi checked 11.10.2026 | 0.0 / 12 |
| Liability insurance compensation limit NOTEThe limit applies to personal injury and property damage combined. | Liability cover €1,000,000 per damage event | turva.fi checked 11.10.2026 | 3.3 / 10 |
| Boat rental and lending | Borrowing or rental for a maximum of 2 weeks per year | turva.fi checked 11.10.2026 | 8.0 / 8 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 67,2 | 20.2 |
| Transparency | 30 % × 57,5 | 17.2 |
| Reachability | 20 % × 40,0 | 8.0 |
| AI quality score | 20 % × 78,7 | 15.7 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 34/100 | Technical measurement | 13.6 / 40 |
| Accessibility | 92/100 | Technical measurement | 27.6 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 73/100 | Technical measurement | 10.9 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price calculator or quote online without a phone call OBSERVATIONsivun otsikko 'Venevakuutus | ... Pyydä tarjous', hintaa ei laskurilla | Partly | Website + AI extraction | 10.0 / 20 |
| Contents of comprehensive hull cover (storm, grounding, theft, mast) itemised OBSERVATION'Perusvenevakuutus ... kattaa palo-, varkaus- ja vahingontekovahingot. Omalle vastuullesi jäävät myrsky- sekä veneilyvahingot'; laajempi 'myrskyjen ja veneilyvahinkojen eli karilleajojen, pohjakosketusten ja yhteentörmäysten varalta. Vakuutus on voimassa myös veneen ollessa laiturissa tai talvisäilytyksessä sekä nostojen, laskujen ja kuljetusten aikana' | Yes | Website + AI extraction | 20.0 / 20 |
| Storm or usage limit and terms limiting compensation stated OBSERVATIONmyrsky sisältyy laajempaan turvaan, mutta tuulirajaa tai korvausta rajaavia sääehtoja ei kerrota | Partly | Website + AI extraction | 7.5 / 15 |
| Age deductions and determination of fair value explained OBSERVATIONno mention of age depreciation or fair value determination | No | Website + AI extraction | 0.0 / 15 |
| Deductible level or choice stated OBSERVATION'Palo-, varkaus- ja ilkivaltavahingoissa omavastuu on aina kiinteä 100 euroa'; veneily-, myrsky- ja säilytysvahingoissa valittavat omavastuut 150, 200, 350, 500, 1000, 2000 tai 5000 euroa | Yes | Website + AI extraction | 10.0 / 10 |
| Winter storage or mooring terms stated OBSERVATION'voimassa myös veneen ollessa laiturissa tai talvisäilytyksessä', mutta säilytyksen huolellisuusvaatimuksia ei eritellä | Partly | Website + AI extraction | 5.0 / 10 |
| Insurer or Business ID shown OBSERVATIONTurva alatunnisteessa, Y-tunnusta 0211695-5 ei tuotesivulla | Partly | Website + AI extraction | 5.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | No | Website + AI extraction | 0.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support OBSERVATION'Changing the service language closes the ongoing chat conversation' | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATION'FAQ about boat insurance' | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app OBSERVATION'TaskuTurva app' | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 84/100 | AI analysis | 28.6 / 34 |
| Findability of pricing | 66/100 | AI analysis | 21.8 / 33 |
| Content coverage | 86/100 | AI analysis | 28.4 / 33 |
Are you a customer of the Turva service? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +19.4 points: 59.5 → 78.9, and your lead over number two grows 2.3 → 21.7.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.