Home › Boat insurance › Pohjantähti
On the basic metrics alone, the score was 66.5 and the rank 2. The score is now 49.2 and rank 5 (▼ 3 places). The difference comes from buying motives: they measure what the buyer asks before deciding.
Pohjantähden venevakuutus on rakenteeltaan läpinäkyvin: turva kootaan moduuleista ja jokainen riski avataan korvaa / ei korvaa -esimerkein, myrskyraja on sidottu Ilmatieteen laitoksen luokitukseen, omavastuu (15 prosenttia, vähintään vakuutuskirjan euromäärä) kerrotaan, ja se on ainoa vertailussa, joka näyttää Y-tunnuksen (0146905-4) sivullaan. Hinnan saa laskurista. Ikävähennykset ja talvisäilytyksen huolellisuusvaatimukset jäävät kuitenkin ehtoihin.
Buying motives checked 11.10.2026 and basic metrics measured 18.8.2026 from public sources. The same formula for everyone, read the full methodology.
| Customer satisfaction | 20 p × 0.0 % | 0.0 |
| No-claims bonus | 12 p × 100.0 % | 12.0 |
| Liability insurance compensation limit | 10 p × 0.0 % | 0.0 |
| Boat rental and lending | 8 p × 50.0 % | 4.0 |
| Basic metrics | 50 % × 66,5 | 33.2 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Customer satisfaction | The company is not included in the private customer results of the EPSI Rating 2025 insurance study. | EPSI Rating 2025, insurance (summary, PDF) checked 11.10.2026 | 0.0 / 20 |
| No-claims bonus | The fee falls 10% per year, up to 70% | pohjantahti.fi checked 11.10.2026 | 12.0 / 12 |
| Liability insurance compensation limit | On the boat insurance page, the boat operator's liability is mentioned as additional cover, but the compensation limit is not stated. | Pohjantähti, boat insurance checked 11.10.2026 | 0.0 / 10 |
| Boat rental and lending | Rental use can be insured by separate agreement | pohjantahti.fi checked 11.10.2026 | 4.0 / 8 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 68,0 | 20.4 |
| Transparency | 30 % × 80,0 | 24.0 |
| Reachability | 20 % × 30,0 | 6.0 |
| AI quality score | 20 % × 80,4 | 16.1 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 33/100 | Technical measurement | 13.2 / 40 |
| Accessibility | 96/100 | Technical measurement | 28.8 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 73/100 | Technical measurement | 10.9 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Price calculator or quote online without a phone call OBSERVATIONSivun otsikko 'Venevakuutus | Laske hinta ja osta'; laskuri verkossa | Yes | Website + AI extraction | 20.0 / 20 |
| Contents of comprehensive hull cover (storm, grounding, theft, mast) itemised OBSERVATION'Valitset itse, mitkä riskit haluat mukaan vakuutukseen ja mistä vastaat itse. Vain tulipaloriski on perusturvasi vuoksi pakollinen'; 'Esimerkkejä venevakuutuksesta korvattavista ja ei korvattavista riskeistä: Tulipalo ... Rikos Varkaus ... Myrsky' | Yes | Website + AI extraction | 20.0 / 20 |
| Storm or usage limit and terms limiting compensation stated OBSERVATION'korvaa vahinkopaikkaa lähimmän Ilmatieteen laitoksen säähavaintoaseman myrskyksi tai kovaksi tuuleksi luokitteleman tuulen aiheuttaman vahingon; korvaa poikkeuksellisen voimakkaan raekuuron aiheuttaman vahingon' | Yes | Website + AI extraction | 15.0 / 15 |
| Age deductions and determination of fair value explained OBSERVATIONdepreciation for age or determination of current value is not mentioned on the product page | No | Website + AI extraction | 0.0 / 15 |
| Deductible level or choice stated OBSERVATION'Korvattavista kuluista vähennetään omavastuuna 15 prosenttia, kuitenkin vähintään vakuutuskirjaan merkitty euromääräinen omavastuu'; 'omavastuut ja vakuutusturvan laajuus valitaan itse' | Yes | Website + AI extraction | 10.0 / 10 |
| Winter storage or mooring terms stated OBSERVATION'Venevakuutus on voimassa ympäri vuoden. Älä huolehdi veneesi telakointiajan ilmoittamisesta. Meillä talviajan alhaisempi vahinkoriski on [huomioitu]' - huolellisuusvaatimuksia ei eritellä | Partly | Website + AI extraction | 5.0 / 10 |
| Insurer or Business ID shown OBSERVATIONAlatunniste 'Aulankaankatu 19, 13100 Hämeenlinna ... Y-tunnus: 0146905-4' | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONalatunnisteessa 'Soittaessasi maksat vain ... (mpm) tai (pvm)', mutta numeroa ei nosteta tuotesivulle | Partly | Website + AI extraction | 15.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATION'Usein kysyttyä Venevakuutuksesta' | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 83/100 | AI analysis | 28.2 / 34 |
| Findability of pricing | 74/100 | AI analysis | 24.4 / 33 |
| Content coverage | 84/100 | AI analysis | 27.7 / 33 |
Are you a customer of the Pohjantähti service? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +45.8 points: 49.2 → 95.0, rank 5 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
