Home › Private health insurance › Nordea Vakuutus Suomi Oy
On the basic metrics alone, the score was 74.5 and the rank 2. The score is now 56.6 and rank 3 (▼ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.
Nordea Terveysvakuutus on markkinan läpinäkyvin hinnoittelultaan, kolme ikäesimerkkiä näkyy suoraan sivustolla. Kiinteä, yksinkertainen rakenne sopii vertailijalle, joka haluaa tietää hinnan välittömästi. Korvausmäärä (30 000 €) on kuitenkin alan vertailun alhaisin ja omavastuuvaihtoehtoja ei ole lainkaan.
Buying motives were checked on 11.10.2026 and basic metrics measured on 23.9.2026 from public sources. The same formula for everyone, read the full methodology.
| Maximum age at application | 18 p × 30.0 % | 5.4 |
| Duration of cover | 16 p × 25.0 % | 4.0 |
| Lowest excess | 10 p × 100.0 % | 10.0 |
| Termination | 6 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 74,5 | 37.2 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Maximum age at application | The insurance can be taken out at ages 18–63 | nordea.fi checked 11.10.2026 | 5.4 / 18 |
| Duration of cover | The insurance is valid until age 80 | nordea.fi checked 11.10.2026 | 4.0 / 16 |
| Lowest excess NOTEThe deductible and the coverage amount (30,000 €) cannot be chosen, they are fixed. | Fixed excess of 150 € per year | nordea.fi checked 11.10.2026 | 10.0 / 10 |
| Termination | The right of termination is not stated on the health insurance page. | nordea.fi, health insurance checked 11.10.2026 | 0.0 / 6 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 78,2 | 23.5 |
| Transparency | 30 % × 70,0 | 21.0 |
| Reachability | 20 % × 70,0 | 14.0 |
| AI quality score | 20 % × 80,1 | 16.0 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 50/100 | Technical measurement | 20.0 / 40 |
| Accessibility | 94/100 | Technical measurement | 28.2 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 100/100 | Technical measurement | 15.0 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Monthly price or price example for health insurance is published on the website without a quote request OBSERVATIONnordea.fi/terveysvakuutus: 'Kasper 25 v. 18,96 €/kk | Helmi 35 v. 24,41 €/kk | Jaana 45 v. 33,72 €/kk', kolme ikäesimerkkiä julkaistu ilman kirjautumista | Yes | Website + AI extraction | 20.0 / 20 |
| Upper limit of compensation in euros clearly published on the website OBSERVATION'Vakuutus kattaa sairauden tai tapaturman aiheuttamia tutkimus- ja hoitokuluja 30 000 euroon asti.', kiinteä summa julkaistu | Yes | Website + AI extraction | 15.0 / 15 |
| Remote doctor or nurse service is offered as a benefit included in the insurance OBSERVATIONnordea.fi ei mainitse omaa etälääkäripalvelua, Terveystalo mainitaan yhteistyökumppanina, mutta ei 24/7-etälääkärietua | No | Website + AI extraction | 0.0 / 15 |
| Direct settlement or direct billing is in use (the medical centre bills the insurance company directly) OBSERVATION'Suosittelemme käyttämään yhteistyökumppanimme Terveystalon palveluita', Terveystalo suorakorvausverkosto käytössä | Yes | Website + AI extraction | 15.0 / 15 |
| At least three different deductible options available for the insurance OBSERVATION'Omavastuu on kiinteä 150 euroa vakuutuskaudelta.', kiinteä omavastuu, ei vaihtoehtoja | No | Website + AI extraction | 0.0 / 15 |
| The insurance can be taken out without home insurance from the same company (no forced bundling) OBSERVATIONnordea.fi: 'Vakuutuksen ottaminen ei edellytä Nordean pankkiasiakkuutta.', ostettavissa kenelle tahansa | Yes | Website + AI extraction | 10.0 / 10 |
| Business ID or legal company name visible on the website (footer, privacy policy or contact details) OBSERVATIONNordea Vakuutus Suomi Oy, Y-tunnus 2868440-8, näkyy Finanssivalvonnan rekisterissä ja vakuutusehdoissa | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 90/100 | AI analysis | 30.6 / 34 |
| Findability of pricing | 90/100 | AI analysis | 29.7 / 33 |
| Content coverage | 60/100 | AI analysis | 19.8 / 33 |
Oletko Nordea Vakuutus Suomi Oy -palvelun asiakas? Kerro kokemuksesi. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +18.8 points: 56.6 → 75.4, rank 3 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
