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Mandatum

Rank 4 · Investment advice for private individuals · Checked 13.10.2026

Websitemandatum.fi
OwnerMandatum Life Insurance Company Ltd (PRH 3137400-5), asset management and investment advice for private individuals; mandatum.fi
Business ID3137400-5
Registered in Finland (PRH)2020
LCP (mobile)12.9 s
Basic metrics60.7, rank 3
40.0SCORE
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Recognitions

The selections are made by others. Suomen Paras has not evaluated these selections, and they do not affect the Suomen Paras Score. All recognitions

CHANGE FROM PREVIOUS

On the basic metrics alone, the score was 60.7 and the rank 3. The score is now 40.0 and rank 4 (▼ 1 place). The difference comes from buying motives: they measure what the buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 21 September 2026

Mandatum on yksityishenkilöiden varainhoitoon erikoistunut yhtiö, joka kertoo sivustollaan 500 000 euron vähimmäissijoitussummasta, sijoitusstrategiasta ja tarjoaa Mandatum Rahat -sovelluksen salkun seuraamista varten. Hallinnointipalkkio prosentteina jää kuitenkin salatuksi, se selviää vasta asiakkuuden avauksen yhteydessä.

Strengths

  • Minimum investment amount (500,000 €) for private wealth management clearly stated on the site
  • Mandatum Rahat -mobiilisovellus ja digitaalinen salkun seuranta kuvattu sivustolla
  • Sijoitusfilosofia, omaisuusluokat ja Private Banking -palvelun sisältö on kuvattu yksityisasiakkaille

Areas to improve

  • Hallinnointipalkkio prosentteina ei näy julkisella sivustolla, vaatii henkilökohtaisen yhteydenoton
  • Y-tunnus puuttuu alatunnisteesta ja tietoa meistä -sivulta
  • Sähköpostiosoitetta ei löydy kontaktisivulta, ainoastaan puhelinnumero ja verkkolomake

How the score is calculated

Buying motives checked on 13.10.2026 and basic metrics measured on 21.9.2026 from public sources. Same formula for everyone, read the full methodology.

Total score · weighted total

40.0 / 100
Starting amount22 p × 0.0 %0.0
Phone service hours10 p × 46.7 %4.7
Arranging a meeting10 p × 50.0 %5.0
Decision-making methods8 p × 0.0 %0.0
Basic metrics50 % × 60,730.4

Buying motives · weight 50 p

9,7 / 50
MetricMeasured valueSourcePoints
Starting amountOver 500,000 € in investable assetsmandatum.fi
checked 13.10.2026
0.0 / 22
Phone service hours
NOTEMandatum's general customer service 0200 31100, not the wealth management's own number.
Mon–Thu 9–16 and Fri 9–15, 34 hours per weekmandatum.fi
checked 13.10.2026
4.7 / 10
Arranging a meetingThe call time is stated on the form, Mandatum calls backmandatum.fi
checked 13.10.2026
5.0 / 10
Decision-making methods
NOTEThe page describes only discretionary asset management. With Trader you can trade yourself, but that is a separate service.
Discretionary asset management, i.e. full-service managementmandatum.fi
checked 13.10.2026
0.0 / 8

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

60.7 / 100
Digital quality30 % × 63,819.1
Transparency30 % × 65,019.5
Reachability20 % × 55,011.0
AI quality score20 % × 55,111.0

Digital quality · weight 30%

63.8 / 100
MetricMeasured valueSourcePoints
Performance (mobile)35/100Technical measurement14.0 / 40
Accessibility70/100Technical measurement21.0 / 30
Findability (SEO)92/100Technical measurement13.8 / 15
Technical practices100/100Technical measurement15.0 / 15

Transparency · weight 30%

65.0 / 100
MetricMeasured valueSourcePoints
Annual management fee as a percentage or euro amount published on the website without personal contactNoWebsite + AI extraction0.0 / 30
Investment strategy, asset classes or investment philosophy (active/passive/ESG) described on the site
OBSERVATIONSijoittaminen-sivulla kuvataan omaisuusluokat, vastuullinen sijoittaminen ja varainhoidon lähestymistapa.
YesWebsite + AI extraction20.0 / 20
Minimum investment amount or client threshold (e.g. 50,000 €) mentioned on the website
OBSERVATIONMandatumin yksityisasiakkaat-sivulla mainitaan Private Wealth Management -palvelun minimitaso 500 000 euroa.
YesWebsite + AI extraction20.0 / 20
Digital portfolio tracking portal or online service mentioned on the website
OBSERVATIONMandatum Rahat -mobiilisovellus mainittu sivustolla digitaalisena salkun seurantapalveluna.
YesWebsite + AI extraction15.0 / 15
Personal investment adviser service or contact option mentioned on the websiteYesWebsite + AI extraction10.0 / 10
Business ID or registration number mentioned on the website in the footer or on the about us pageNoWebsite + AI extraction0.0 / 5

Reachability · weight 20%

55.0 / 100
MetricMeasured valueSourcePoints
Phone number shownYesWebsite + AI extraction30.0 / 30
Email shownNoWebsite + AI extraction0.0 / 15
Chat supportNoWebsite + AI extraction0.0 / 15
Opening hours shownYesWebsite + AI extraction15.0 / 15
FAQ sectionNoWebsite + AI extraction0.0 / 15
Mobile appYesWebsite + AI extraction10.0 / 10

AI quality score · weight 20%

55.1 / 100
MetricMeasured valueSourcePoints
Clarity of information68/100AI analysis23.1 / 34
Findability of pricing25/100AI analysis8.2 / 33
Content coverage72/100AI analysis23.8 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +19.7 points: 40.0 → 59.7, rank 4 → 3.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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