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Jousto

No rank · Buy now, pay later · Checked 12.10.2026

Websitejousto.com
OwnerAurajoki Nordic Oy (PRH 1998514-5, Turku), Finnish lender; consumer service Jousto invoice and instalment payment (jousto.com / joustoraha.fi)
Business ID1998514-5
Registered in Finland (PRH)2005
LCP (mobile)1.5 s
Basic metrics80.9, rank 1
NOT MEASURABLE
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NOT MEASURABLE

Jousto's invoice and instalment service is no longer in use: the last purchases were made in September 2023, and invoicing moved to Riverty Finland in October 2024. That is why the service has no score and no rank. This does not mean the service is bad. On the basic metrics alone, the score was 80.9 and the rank 1.

AI SUMMARY · AI ALGORITHM · 9.8.2026

Jousto (Aurajoki Nordic Oy) on vertailun läpinäkyvin: laskutuslisä 2,90 €, 30 vuorokauden koroton maksuaika, erämaksun tilinhoitomaksu 3,90 €/kk ja 19,90 %:n luottokorko sekä luottorajat näkyvät kaikki julkisesti euroina ilman tiliä. Heikoin lenkki on tuki, joka toimii vain sähköpostitse ilman julkista puhelinnumeroa, ja perintäkulut jäävät kuluttajasivuilta pois.

Strengths

  • All costs publicly in euros: 'Jousto's invoicing surcharge is 2.90€' and 'If you decide to convert the invoice into an instalment payment, the cost is 3.90€/month and a credit interest rate of 19.90%', both the invoicing fee and the instalment interest are visible without an account
  • Koroton maksuaika kerrotaan selkeänä päivälukuna: 'Laskulla korotonta maksuaikaa on 30vrk' ja luottorajat avoimesti (verkossa max 3000 €, henkilökohtainen luottoraja 5000 €)
  • Luotonantaja ja valvonta kerrotaan avoimesti: 'Koska Jousto on osa Aurajoki Nordic Oy:tä ... Yritys on rekisteröity aluehallintoviranomaisen rekisteriin'

Areas to improve

  • Maksumuistutuksen ja perinnän kuluja ei esitetä euroina kuluttajasivuilla eikä usein kysytyt -osiossa
  • Julkista asiakaspalvelun puhelinnumeroa tai aukioloaikoja ei näy; yhteydenotto ohjataan sähköpostiin asiakaspalvelu@aurajokinordic.fi
  • Erillistä mobiilisovellusta tai chat-tukea ei mainita kuluttajapalvelun sivuilla

How the score is calculated

Every row was measured on 9 August 2026 from public sources. The same formula for everyone, read the full methodology.

Total score · weighted total

80.9 / 100
Digital quality30 % × 99,429.8
Transparency30 % × 92,527.8
Reachability20 % × 30,06.0
AI quality score20 % × 86,717.3

Digital quality · weight 30%

99.4 / 100
MetricMeasured valueSourcePoints
Performance (mobile)100/100Technical measurement40.0 / 40
Accessibility100/100Technical measurement30.0 / 30
Findability (SEO)100/100Technical measurement15.0 / 15
Technical practices96/100Technical measurement14.4 / 15

Transparency · weight 30%

92.5 / 100
MetricMeasured valueSourcePoints
Invoicing or payment method surcharge displayed in euros
OBSERVATIONKuluttajasivu: 'Jouston laskutuslisä on 2,90€'; usein kysytyt: 'laskutuspalkkio on 2,90 € riippumatta laskun loppusummasta'.
YesWebsite + AI extraction25.0 / 25
Interest-free payment period (in days) stated
OBSERVATIONUsein kysytyt: 'Laskulla korotonta maksuaikaa on 30vrk'; kuluttajasivu: 'Saat 30 vrk maksuaikaa'.
YesWebsite + AI extraction20.0 / 20
Effective annual interest rate or credit interest of instalments displayed
OBSERVATIONUsein kysytyt: 'Tilinhoitomaksu on 3,90 €/kk ja vuotuinen nimelliskorko jäljellä olevalle pääomalle on 19,90%' ja 'maksuaikaa 3-36 kuukautta'.
YesWebsite + AI extraction20.0 / 20
Payment reminder and debt collection fees stated
OBSERVATIONmaksumuistutuksen tai perinnän euromääräisiä kuluja ei mainita kuluttajasivulla eikä usein kysytyt -osiossa.
PartlyWebsite + AI extraction7.5 / 15
Lender or Business ID shown
OBSERVATIONKuluttajasivu: 'Jousto on osa Aurajoki Nordic Oy:tä' ja 'Yritys on rekisteröity aluehallintoviranomaisen rekisteriin'.
YesWebsite + AI extraction10.0 / 10
Finnish-language contract terms and support
OBSERVATIONKoko kuluttajapalvelu ja usein kysytyt -osio ovat suomeksi; yhteydenotto suomeksi asiakaspalvelu@aurajokinordic.fi.
YesWebsite + AI extraction10.0 / 10

Reachability · weight 20%

30.0 / 100
MetricMeasured valueSourcePoints
Phone number shownNoWebsite + AI extraction0.0 / 30
Email shownYesWebsite + AI extraction15.0 / 15
Chat supportNoWebsite + AI extraction0.0 / 15
Opening hours shownNoWebsite + AI extraction0.0 / 15
FAQ sectionYesWebsite + AI extraction15.0 / 15
Mobile appNoWebsite + AI extraction0.0 / 10

AI quality score · weight 20%

86.7 / 100
MetricMeasured valueSourcePoints
Clarity of information88/100AI analysis29.9 / 34
Findability of pricing92/100AI analysis30.4 / 33
Content coverage80/100AI analysis26.4 / 33

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