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If

Rank 5 · Motorhome insurance · Checked 11.10.2026

Websiteif.fi
OwnerIf Vahinkovakuutus Oyj, Finnish branch (PRH 1602149-8, Sampo group), motorhome insurance: if.fi/henkiloasiakkaat/vakuutukset/ajoneuvot/matkailuautovakuutus
Business ID1602149-8
Registered in Finland (PRH)2000
LCP (mobile)6.7 s
Basic metrics79.3, rank 1
63.4SCORE
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On the basic metrics alone, the score was 79.3 and the rank 1. The score is now 63.4 and rank 5 (▼ 4 places). The difference comes from buying motives: they measure what the buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 3 October 2026

If kertoo matkailuautovakuutuksesta muita yksityiskohtaisemmin: varusteiden korvausrajat, seisonta-ajan turva ja ulkomaan kulut on kirjoitettu auki. Hinta selviää vasta laskurista.

Strengths

  • States equipment compensation limits in euros (6,000 e full comprehensive, 600 e partial comprehensive)
  • Ainoa joka selittää liikennekäytöstäpoiston vaikutuksen laskutukseen ja seisonta-ajan turvaan
  • Ulkomaan matka- ja majoituskulut kerrottu euromääräisesti (2 000 e)

Areas to improve

  • Hintaa tai esimerkkihintaa ei näy sivulla ennen laskuria
  • Business ID is not shown on the product page
  • Vakuutusehtojen sisältö jää linkkien taakse, sivulla vain yhteenveto

How the score is calculated

Buying motives checked 11.10.2026 and basic metrics measured 3.10.2026 from public sources. Same formula for everyone, read the full methodology.

Total score · weighted total

63.4 / 100
Customer satisfaction26 p × 53.0 %13.8
Motor insurance bonus14 p × 0.0 %0.0
Taking out insurance10 p × 100.0 %10.0
Basic metrics50 % × 79,339.6

Buying motives · weight 50 p

23,8 / 50
MetricMeasured valueSourcePoints
Customer satisfactionEPSI 75.3epsi-finland.org
checked 11.10.2026
13.8 / 26
Motor insurance bonusIf's motorhome page states an initial bonus of 80% for comprehensive motor insurance, but the maximum bonus for motor liability insurance is not stated as a figure.If, motorhome insurance
checked 11.10.2026
0.0 / 14
Taking out insurancePrice and purchase onlineif.fi
checked 11.10.2026
10.0 / 10

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

79.3 / 100
Digital quality30 % × 66,620.0
Transparency30 % × 95,028.5
Reachability20 % × 70,014.0
AI quality score20 % × 84,016.8

Digital quality · weight 30%

66.6 / 100
MetricMeasured valueSourcePoints
Performance (mobile)33/100Technical measurement13.2 / 40
Accessibility99/100Technical measurement29.7 / 30
Findability (SEO)100/100Technical measurement15.0 / 15
Technical practices58/100Technical measurement8.7 / 15

Transparency · weight 30%

95.0 / 100
MetricMeasured valueSourcePoints
The price of motorhome insurance is available from the online calculator directly on the product page without a quote request
OBSERVATION'Laske hinta matkailuautosi vakuutukselle samantien! Saat myös osakaskovakuutukseen sekä lasiturvan että Ifin hinauspalvelun' ja painike 'Hae hinta ja osta' tuotesivulla.
YesWebsite + AI extraction25.0 / 25
Product page explains what the insurance price is based on (kilometres driven, car details, bonus, road use)
OBSERVATION'vakuutusmaksu määräytyy sen mukaan, miten paljon matkailuautosi on liikennekäytössä' ja omavastuun suuruus vaikuttaa hintaan.
YesWebsite + AI extraction15.0 / 15
Comprehensive (casco) insurance levels or covers are itemised on the page so that it is clear what is included in which
OBSERVATIONTäyskasko ja osakasko eritelty; lisäturvina lasiturva, lunastusturva ja sijaisautopalvelu, joista kullekin oma kuvausosio omavastuineen.
YesWebsite + AI extraction20.0 / 20
The page states whether motorhome equipment, fixed interior and movable property are covered
OBSERVATION'Jälkiasennettujen varusteiden vahinkoja korvaamme ... Täyskaskossa 6 000 euroon asti, Osakaskossa 600 euroon asti' ja 'jälkiasennettu viihde-elektroniikka ja autonavigaattorit'.
YesWebsite + AI extraction10.0 / 10
Deregistration from traffic or seasonal break and its effect on the fee explained on the product page
OBSERVATION'Kaskovakuutus on voimassa myös seisonta-aikoina turvaten muun muassa palo-, varkaus- ja ilkivaltavahinkojen varalta, kun taas kaskon törmäysturva ei ole seisonta-aikana voimassa.'
YesWebsite + AI extraction10.0 / 10
Coverage area abroad and towing or roadside assistance stated on the product page
OBSERVATION'Liikennevakuutus on voimassa Euroopan talousalueella ja muissa vihreän kortin (Green Card) maissa' sekä hinaus- ja tiepalvelu 24 h ja 'matka- ja majoituskuluja ... 2 000 euroon saakka ulkomailla'.
YesWebsite + AI extraction10.0 / 10
Insurance terms or product description can be downloaded from the product page
OBSERVATIONSivun alaosassa osio 'Ehdot ja oppaat' ja useita viittauksia vakuutusehtoihin.
YesWebsite + AI extraction5.0 / 5
Company's Business ID shown on the product page or in the website footer
OBSERVATIONY-tunnus ei näy tuotesivulla tai sen alatunnisteessa.
NoWebsite + AI extraction0.0 / 5

Reachability · weight 20%

70.0 / 100
MetricMeasured valueSourcePoints
Phone number shownYesWebsite + AI extraction30.0 / 30
Email shownNoWebsite + AI extraction0.0 / 15
Chat supportYesWebsite + AI extraction15.0 / 15
Opening hours shownYesWebsite + AI extraction15.0 / 15
FAQ sectionNoWebsite + AI extraction0.0 / 15
Mobile appYesWebsite + AI extraction10.0 / 10

AI quality score · weight 20%

84.0 / 100
MetricMeasured valueSourcePoints
Clarity of information84/100AI analysis28.6 / 34
Findability of pricing80/100AI analysis26.4 / 33
Content coverage88/100AI analysis29.0 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +24.4 points: 63.4 → 87.8, rank 5 → 1.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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