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On the basic metrics alone, the score was 79.3 and the rank 1. The score is now 63.4 and rank 5 (▼ 4 places). The difference comes from buying motives: they measure what the buyer asks before deciding.
If kertoo matkailuautovakuutuksesta muita yksityiskohtaisemmin: varusteiden korvausrajat, seisonta-ajan turva ja ulkomaan kulut on kirjoitettu auki. Hinta selviää vasta laskurista.
Buying motives checked 11.10.2026 and basic metrics measured 3.10.2026 from public sources. Same formula for everyone, read the full methodology.
| Customer satisfaction | 26 p × 53.0 % | 13.8 |
| Motor insurance bonus | 14 p × 0.0 % | 0.0 |
| Taking out insurance | 10 p × 100.0 % | 10.0 |
| Basic metrics | 50 % × 79,3 | 39.6 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Customer satisfaction | EPSI 75.3 | epsi-finland.org checked 11.10.2026 | 13.8 / 26 |
| Motor insurance bonus | If's motorhome page states an initial bonus of 80% for comprehensive motor insurance, but the maximum bonus for motor liability insurance is not stated as a figure. | If, motorhome insurance checked 11.10.2026 | 0.0 / 14 |
| Taking out insurance | Price and purchase online | if.fi checked 11.10.2026 | 10.0 / 10 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 66,6 | 20.0 |
| Transparency | 30 % × 95,0 | 28.5 |
| Reachability | 20 % × 70,0 | 14.0 |
| AI quality score | 20 % × 84,0 | 16.8 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 33/100 | Technical measurement | 13.2 / 40 |
| Accessibility | 99/100 | Technical measurement | 29.7 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 58/100 | Technical measurement | 8.7 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| The price of motorhome insurance is available from the online calculator directly on the product page without a quote request OBSERVATION'Laske hinta matkailuautosi vakuutukselle samantien! Saat myös osakaskovakuutukseen sekä lasiturvan että Ifin hinauspalvelun' ja painike 'Hae hinta ja osta' tuotesivulla. | Yes | Website + AI extraction | 25.0 / 25 |
| Product page explains what the insurance price is based on (kilometres driven, car details, bonus, road use) OBSERVATION'vakuutusmaksu määräytyy sen mukaan, miten paljon matkailuautosi on liikennekäytössä' ja omavastuun suuruus vaikuttaa hintaan. | Yes | Website + AI extraction | 15.0 / 15 |
| Comprehensive (casco) insurance levels or covers are itemised on the page so that it is clear what is included in which OBSERVATIONTäyskasko ja osakasko eritelty; lisäturvina lasiturva, lunastusturva ja sijaisautopalvelu, joista kullekin oma kuvausosio omavastuineen. | Yes | Website + AI extraction | 20.0 / 20 |
| The page states whether motorhome equipment, fixed interior and movable property are covered OBSERVATION'Jälkiasennettujen varusteiden vahinkoja korvaamme ... Täyskaskossa 6 000 euroon asti, Osakaskossa 600 euroon asti' ja 'jälkiasennettu viihde-elektroniikka ja autonavigaattorit'. | Yes | Website + AI extraction | 10.0 / 10 |
| Deregistration from traffic or seasonal break and its effect on the fee explained on the product page OBSERVATION'Kaskovakuutus on voimassa myös seisonta-aikoina turvaten muun muassa palo-, varkaus- ja ilkivaltavahinkojen varalta, kun taas kaskon törmäysturva ei ole seisonta-aikana voimassa.' | Yes | Website + AI extraction | 10.0 / 10 |
| Coverage area abroad and towing or roadside assistance stated on the product page OBSERVATION'Liikennevakuutus on voimassa Euroopan talousalueella ja muissa vihreän kortin (Green Card) maissa' sekä hinaus- ja tiepalvelu 24 h ja 'matka- ja majoituskuluja ... 2 000 euroon saakka ulkomailla'. | Yes | Website + AI extraction | 10.0 / 10 |
| Insurance terms or product description can be downloaded from the product page OBSERVATIONSivun alaosassa osio 'Ehdot ja oppaat' ja useita viittauksia vakuutusehtoihin. | Yes | Website + AI extraction | 5.0 / 5 |
| Company's Business ID shown on the product page or in the website footer OBSERVATIONY-tunnus ei näy tuotesivulla tai sen alatunnisteessa. | No | Website + AI extraction | 0.0 / 5 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown | Yes | Website + AI extraction | 15.0 / 15 |
| FAQ section | No | Website + AI extraction | 0.0 / 15 |
| Mobile app | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 84/100 | AI analysis | 28.6 / 34 |
| Findability of pricing | 80/100 | AI analysis | 26.4 / 33 |
| Content coverage | 88/100 | AI analysis | 29.0 / 33 |
Are you a customer of the If service? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +24.4 points: 63.4 → 87.8, rank 5 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.