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Fennia

Rank 3 · Farm insurance · Checked 11.10.2026

Websitefennia.fi
OwnerKeskinäinen Vakuutusyhtiö Fennia (PRH 0196826-7, mutual, Fenniaturva agent network), Maatilan turva; fennia.fi/maatilan-turva-vakuutusehdot
Business ID0196826-7
Registered in Finland (PRH)1978
LCP (mobile)15.6 s
Basic metrics42.7, rank 3
31.8SCORE
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On the basic metrics alone, the score was 42.7 and the rank 3. The score is now 31.8 and rank 3 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.

AI SUMMARY · AI ALGORITHM · 26 September 2026

Fennia myy Maatilan turva -vakuutuksen yksinomaan agenttien kautta. Ehtodokumentti on ladattavissa mutta tuotesivu puuttuu. Kasvava sato on rajattu ulos sään aiheuttamilta vahingoilta, mikä on merkittävä puute viljatiloille. Rakennukset ja koneet katetaan.

Strengths

  • Maatilan turva farm insurance terms (valid from 1 January 2024) downloadable directly from the site, the most comprehensive terms documentation in the comparison
  • Rakennusten vakuutus kattaa tuotantoeläin-, varasto- ja kuivaamorakennukset vakuutuskirjan mukaan
  • Keskinäinen yhtiö: asiakkaiden omistama rakenne tukee pitkäaikaisia maatila-asiakassuhteita Fenniaturva-agenttien kautta

Areas to improve

  • Ei varsinaista tuotesivua, ainoa julkinen tieto on ehtodokumentti, joka edellyttää lukijalta vakuutusalan osaamista
  • Kasvava sato on ehtodokumentissa nimenomaisesti rajattu vakuutuksen ulkopuolelle sään aiheuttamilta vahingoilta, satovakuutus puuttuu
  • Myynti kokonaan Fenniaturva-agenttien kautta: verkkotarjouspyyntöä ei ole, hinnan saa vain ottamalla yhteyttä

How the score is calculated

Buying motives were checked on 11.10.2026 and basic metrics measured on 26.9.2026 from public sources. The same formula for everyone, read the full methodology.

Total score · weighted total

31.8 / 100
Animal illness is covered22 p × 0.0 %0.0
Absence of a key person16 p × 50.0 %8.0
Crop from weather events12 p × 20.0 %2.4
Basic metrics50 % × 42,721.4

Buying motives · weight 50 p

10,4 / 50
MetricMeasured valueSourcePoints
Animal illness is coveredThe Maatilan turva terms state that production animals are covered by the insurance only under a separately marked additional cover, but the terms of the additional cover are not published on Fennia's farm damage page or in the Maatilan turva terms.fennia.fi, Maatilan turva insurance terms · fennia.fi, accident income protection insurance
checked 11.10.2026
0.0 / 22
Absence of a key person
NOTEA general business product, not farm-specific.
Accident business interruption insurance only covers interruption caused by accidental death or incapacity for workfennia.fi
checked 11.10.2026
8.0 / 16
Crop from weather eventsGrowing crop insured only against fire, smoke and soot damagefennia.fi
checked 11.10.2026
2.4 / 12

If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.

Basic metrics · weighted sum, 50% of total points

42.7 / 100
Digital quality30 % × 65,619.7
Transparency30 % × 30,09.0
Reachability20 % × 40,08.0
AI quality score20 % × 30,06.0

Digital quality · weight 30%

65.6 / 100
MetricMeasured valueSourcePoints
Performance (mobile)14/100Technical measurement5.6 / 40
Accessibility100/100Technical measurement30.0 / 30
Findability (SEO)100/100Technical measurement15.0 / 15
Technical practices100/100Technical measurement15.0 / 15

Transparency · weight 30%

30.0 / 100
MetricMeasured valueSourcePoints
An annual fee or price example for a typical grain farm is available online without having to make contact
OBSERVATIONEI HAVAINTOA: Ehtodokumentti ei sisällä hintatietoja. Myynti agenttien kautta.
NoWebsite + AI extraction0.0 / 35
Insurance for production buildings (cowsheds, machinery sheds, grain dryers) is described on the product page or in the terms
OBSERVATIONFennia maatilan turva -ehdot: 'vakuutuksen kohteena ovat vakuutuskirjassa mainitut maatilatalouden ja siihen liittyvään liitännäiselinkeinotoiminnan harjoittamiseen käytettävät rakennukset'.
YesWebsite + AI extraction20.0 / 20
Compensation for the death of a production animal or emergency slaughter is mentioned on the product page or in the terms
OBSERVATIONOSITTAINEN HAVAINTO: Ehtodokumentti kattaa maatilsomaisuuden laajasti mutta tuotantoeläinten kuolemaa tai hätäteurastusta ei mainita eksplisiittisesti julkisen ehtotekstin hakutuloksissa.
PartlyWebsite + AI extraction10.0 / 20
Crop insurance or crop loss compensation (weather events, frost, hail) is included or available as additional cover
OBSERVATIONEI HAVAINTOA: Fennia ehdot: 'kasvava sato. Kasvava sato on vakuutuksen kohteena vain palo-, savu- ja nokivahinkojen varalta', sääilmiöistä aiheutunut satovahinko on rajattu ulkopuolelle.
NoWebsite + AI extraction0.0 / 15
Compensation for predator damage (wolf, lynx, bear or other protected predator to livestock) is mentioned on the product page or in the terms
OBSERVATIONEI HAVAINTOA: Ehtodokumentissa ei mainita petoeläinten aiheuttamia vahinkoja tuotantoeläimille.
NoWebsite + AI extraction0.0 / 10

Reachability · weight 20%

40.0 / 100
MetricMeasured valueSourcePoints
Phone number shownYesWebsite + AI extraction30.0 / 30
Email shownNoWebsite + AI extraction0.0 / 15
Chat supportNoWebsite + AI extraction0.0 / 15
Opening hours shownNoWebsite + AI extraction0.0 / 15
FAQ sectionNoWebsite + AI extraction0.0 / 15
Mobile app
OBSERVATIONFennia-mobiilisovellus mainittu Fennian sivustolla.
YesWebsite + AI extraction10.0 / 10

AI quality score · weight 20%

30.0 / 100
MetricMeasured valueSourcePoints
Clarity of information35/100AI analysis11.9 / 34
Findability of pricing10/100AI analysis3.3 / 33
Content coverage45/100AI analysis14.8 / 33

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Is this your company?

The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.

With website and information fixes you gain at most +50.7 points: 31.8 → 82.5, rank 3 → 2.

See the free pre-analysis The analysis does not change the score. Only improving the metrics does.

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