Home › Crowdfunding platforms › Vauraus
On the basic metrics alone, the score was 72.4 and the rank 1. The score is now 84.4 and rank 1 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.
Vauraus Suomi Oyj (Y-tunnus 2440326-9) on lainamuotoisen yritysrahoituksen joukkorahoitusalusta ja Finanssivalvonnan valvoma maksulaitos. Sijoittaja rahoittaa yrityslainoja ja voi tavoitella noin 6-8 prosentin korkotuottoa. Palkkiot (merkintä 1-2 prosenttia, hallinnointi 1 prosentti), toimilupa ja riskivaroitus kerrotaan avoimesti. Yksittäisen sijoituksen minimipanos jää rekisteröitymisen taakse.
Buying motives checked 12.10.2026 and basic metrics measured 14.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Minimum amount | 18 p × 99.1 % | 17.8 |
| Platform fee | 16 p × 90,0 % | 14.4 |
| Licence and supervision | 8 p × 100.0 % | 8.0 |
| Risk warning | 8 p × 100.0 % | 8.0 |
| Basic metrics | 50 % × 72,4 | 36.2 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Minimum amount | Minimum amount for a single investment €10 | vauraus.fi checked 12.10.2026 | 17.8 / 18 |
| Platform fee NOTEIn addition, a management fee of 1% p.a., which has not been included in the points. The higher subscription fee has been used in the points. | Arrangement fee 1–2% (2% for loans over 12 months) | vauraus.fi checked 12.10.2026 | 14.4 / 16 |
| Licence and supervision | Licences granted by the Financial Supervisory Authority | vauraus.fi checked 12.10.2026 | 8.0 / 8 |
| Risk warning | Investing carries the risk of losing capital in part or in full | vauraus.fi checked 12.10.2026 | 8.0 / 8 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 84,0 | 25.2 |
| Transparency | 30 % × 82,5 | 24.8 |
| Reachability | 20 % × 30,0 | 6.0 |
| AI quality score | 20 % × 82,0 | 16.4 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 71/100 | Technical measurement | 28.4 / 40 |
| Accessibility | 97/100 | Technical measurement | 29.1 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 77/100 | Technical measurement | 11.6 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Fees and costs for the investor displayed without logging in OBSERVATION/sijoita/: 'Merkintäpalkkio 1-2%' ja 'Hallinnointipalkkio 1%'; lisäksi 'Huolella valituille lainoillemme voit odottaa noin 6-8 % tuottoa.' | Yes | Website + AI extraction | 25.0 / 25 |
| Licence and supervision stated (ECSP licence or Financial Supervisory Authority) OBSERVATIONEtusivu: 'Vauraus Suomi Oyj on joukkorahoituspalvelun tarjoaja ja maksulaitos, jolla on Finanssivalvonnan myöntämät toimiluvat.' | Yes | Website + AI extraction | 20.0 / 20 |
| Risk or loss warning visible OBSERVATION/sijoittaminen/: 'Historiallinen tuotto ei takaa tulevaa tuottoa, ja sijoittamiseen liittyy aina riski pääoman menettämisestä osittain tai kokonaan.' | Yes | Website + AI extraction | 20.0 / 20 |
| Minimum investment or minimum stake stated OBSERVATION/sijoita/: 'Rekisteröidy sijoittajaksi maksutta ja selaa nykyisiä ja aiempia lainoja. Rekisteröityminen ei maksa sinulle mitään eikä velvoita sijoittamaan lainoihin.' HAVAINTO: euromääräistä minimisijoitusta ei ilmoiteta julkisilla sivuilla. | Partly | Website + AI extraction | 7.5 / 15 |
| Business ID or owner displayed on the website OBSERVATIONFooter: 'Y-tunnus: 2440326-9' (myös OVT-tunnus 003724403269). | Yes | Website + AI extraction | 10.0 / 10 |
| Independent review source shown OBSERVATIONSivustolla ei riippumatonta arviolähdettä; kohteet arvioi Vaurauden oma luotto- ja riskinarviointiprosessi. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONFooter: '020 33 2233 (8,35 snt/puhelu + 16,69 snt/min)'. | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONNäkyvää asiakaspalvelun sähköpostiosoitetta ei esitetty etusivulla. | No | Website + AI extraction | 0.0 / 15 |
| Chat support OBSERVATIONNo chat service. | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown OBSERVATIONOpening hours are not shown. | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATIONNo separate FAQ section was found. | No | Website + AI extraction | 0.0 / 15 |
| Mobile app OBSERVATIONNo mobile app is mentioned. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 82/100 | AI analysis | 27.9 / 34 |
| Findability of pricing | 80/100 | AI analysis | 26.4 / 33 |
| Content coverage | 84/100 | AI analysis | 27.7 / 33 |
Are you a customer of the Vauraus service? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +12.8 points: 84.4 → 97.2, and your lead over number two grows 0.7 → 13.5.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The #1 badge is awarded only to the measured #1 in the Crowdfunding platforms category, and it works as a link to this public profile. The badge stays yours permanently: if the top spot ever changes, the badge automatically updates to show the period when you were #1. Rankings and badges cannot be bought.
