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On the basic metrics alone, the score was 54.0 and the rank 6. The score is now 27.0 and rank 6 (no change). The difference comes from the buying motives: they measure what a buyer asks before deciding.
Fundu Oy (2576058-3) on lainamuotoisen yritysrahoituksen joukkorahoitusalusta, jonka julkinen sivusto on lähes kokonaan suunnattu lainaa hakeville yrityksille (25 000-2 000 000 euroa). Sijoittajan tiedot (palkkiot, minimipanos, tuotto, riskivaroitus) ovat Sijoittajaportaali-kirjautumisen takana, joten ne jäivät mittausaukoksi. Yrityslainapuolen hinnoittelun läpinäkyvyyttä korostetaan, mutta Y-tunnusta tai toimilupaa ei esitetä julkisesti.
Buying motives checked 12.10.2026 and basic metrics measured 14.8.2026 from public sources. Same formula for everyone, read the full methodology.
| Minimum amount | 18 p × 0.0 % | 0.0 |
| Platform fee | 16 p × 0.0 % | 0.0 |
| Licence and supervision | 8 p × 0.0 % | 0.0 |
| Risk warning | 8 p × 0.0 % | 0.0 |
| Basic metrics | 50 % × 54,0 | 27.0 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Minimum amount | The investor's minimum amount is not stated on the front page, in the price list or on the business loan page. The service is aimed at business loan applicants. | fundu.fi, price list · fundu.fi, business loan checked 12.10.2026 | 0.0 / 18 |
| Platform fee | The price list only has change fees (payment plan change 3% + €250, investigation work, balance certificate). The price of the loan depends on the risk rating and is not stated as a percentage. | fundu.fi, price list · fundu.fi, business loan checked 12.10.2026 | 0.0 / 16 |
| Licence and supervision | No licence or supervisory authority is mentioned on the front page, in the price list or on the business loan page. | fundu.fi, price list · fundu.fi, business loan checked 12.10.2026 | 0.0 / 8 |
| Risk warning | There is no risk warning for investors on the front page, in the price list or on the business loan page. | fundu.fi, price list · fundu.fi, business loan checked 12.10.2026 | 0.0 / 8 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 63,2 | 19.0 |
| Transparency | 30 % × 40,0 | 12.0 |
| Reachability | 20 % × 60,0 | 12.0 |
| AI quality score | 20 % × 55,1 | 11.0 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 44/100 | Technical measurement | 17.6 / 40 |
| Accessibility | 73/100 | Technical measurement | 21.9 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 58/100 | Technical measurement | 8.7 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Fees and costs for the investor displayed without logging in OBSERVATIONJulkiset sivut kuvaavat vain lainanhakijan koron ('Hinnoittelu on aina läpinäkyvää, ilman piilokuluja'); sijoittajan palkkiot ovat Sijoittajaportaali-kirjautumisen takana = mittausaukko. | Partly | Website + AI extraction | 12.5 / 25 |
| Licence and supervision stated (ECSP licence or Financial Supervisory Authority) OBSERVATIONToimilupaa tai valvovaa viranomaista ei mainita etusivulla, sijoittaja-/sijoittaminen-sivuilla, FAQ:ssa eikä tietoa-meista-sivulla; investointipalvelun ehdot ovat portaalin takana. | Partly | Website + AI extraction | 10.0 / 20 |
| Risk or loss warning visible OBSERVATIONJulkisilla sivuilla ei sijoittajan riski-/tappiovaroitusta; sisältö on lainanhakijan näkökulmasta. Sijoittajan riskitieto on portaalin takana = mittausaukko. | Partly | Website + AI extraction | 10.0 / 20 |
| Minimum investment or minimum stake stated OBSERVATIONSijoittajan minimipanosta ei ilmoiteta julkisilla sivuilla; se on Sijoittajaportaalin takana. | Partly | Website + AI extraction | 7.5 / 15 |
| Business ID or owner displayed on the website OBSERVATIONFooterissa lukee vain 'Fundu 2025 | by developit'; Y-tunnusta 2576058-3 ei näytetä sivustolla. | No | Website + AI extraction | 0.0 / 10 |
| Independent review source shown OBSERVATIONSivusto viittaa ulkoiseen rahoitettavuustesti.fi-palveluun lainanhakijalle, mutta ei riippumatonta arviolähdettä sijoitusalustasta. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown OBSERVATIONContact details: '+358 40 140 0505', '+358 50 571 7080', '+358 44 756 7405'. | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown OBSERVATIONNäkyvää sähköpostiosoitetta ei löytynyt julkisilta sivuilta. | Yes | Website + AI extraction | 15.0 / 15 |
| Chat support OBSERVATIONNo chat service. | No | Website + AI extraction | 0.0 / 15 |
| Opening hours shown OBSERVATIONOpening hours are not shown. | No | Website + AI extraction | 0.0 / 15 |
| FAQ section OBSERVATION/usein-kysytyt-kysymykset/: sivulla on kysymys-vastaus-osio (esim. 'Onko yrityslainalla piilokuluja?'). | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app OBSERVATIONNo mobile app is mentioned. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 70/100 | AI analysis | 23.8 / 34 |
| Findability of pricing | 40/100 | AI analysis | 13.2 / 33 |
| Content coverage | 55/100 | AI analysis | 18.1 / 33 |
Are you a customer of the Fundu service? Tell us about your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +72.0 points: 27.0 → 99.0, rank 6 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
