Home › Hobby car insurance › LähiTapiola
On the basic metrics alone, the score was 57.6 and the rank 4. The score is now 57.5 and rank 2 (▲ 2 places). The difference comes from buying motives: they measure what the buyer asks before deciding.
LähiTapiola erottuu ainoana S-bonus-vakuutuksena ja laajimmalla 120 ajopäivän käyttöoikeudella. Vakuutusprosessi viittaa sovittuun korvausarvoon (valokuvat + todistus), mikä suojaa paremmin klassikkoauton harrastearvoa. Hinta selviää vasta tarjouspyynnöllä.
Buying motives were checked on 11.10.2026 and basic metrics measured on 26.9.2026 from public sources. The same formula for everyone, read the full methodology.
| Customer satisfaction | 26 p × 47.0 % | 12.2 |
| Driving days for a museum vehicle | 14 p × 100.0 % | 14.0 |
| Taking out insurance | 10 p × 25.0 % | 2.5 |
| Basic metrics | 50 % × 57,6 | 28.8 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Customer satisfaction | EPSI 74.7 | epsi-finland.org checked 11.10.2026 | 12.2 / 26 |
| Driving days for a museum vehicle | Up to 120 driving days a year | lahitapiola.fi checked 11.10.2026 | 14.0 / 14 |
| Taking out insurance NOTEFor a vehicle worth over €30,000, an independent condition and price assessment may be required. | Request for quote, vehicle photos and a copy of the historic vehicle certificate | lahitapiola.fi checked 11.10.2026 | 2.5 / 10 |
If information is missing, the row gets 0 points and the reason is shown. Points rise when the company publishes the information.
| Digital quality | 30 % × 60,0 | 18.0 |
| Transparency | 30 % × 40,0 | 12.0 |
| Reachability | 20 % × 70,0 | 14.0 |
| AI quality score | 20 % × 68,1 | 13.6 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Performance (mobile) | 12/100 | Technical measurement | 4.8 / 40 |
| Accessibility | 86/100 | Technical measurement | 25.8 / 30 |
| Findability (SEO) | 100/100 | Technical measurement | 15.0 / 15 |
| Technical practices | 96/100 | Technical measurement | 14.4 / 15 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| The annual fee for use under 5,000 km can be calculated or obtained online without having to provide contact details OBSERVATIONSivulla ainoastaan 'Pyydä tarjous' -painike, verkkolaskuria tai hintaesimerkkiä ei ole. | No | Website + AI extraction | 0.0 / 35 |
| Original value or agreed compensation value (not merely the market value) mentioned on the product page OBSERVATION'Vakuutusta varten tarvitsemme valokuvat ajoneuvostasi ja kopion museoajoneuvotodistuksesta', prosessi viittaa sovittuun korvausarvoon, ei käypään markkina-arvoon. | Yes | Website + AI extraction | 25.0 / 25 |
| Winter-season break or deregistration from traffic explained on the product page OBSERVATIONTalvikauden sesonkikatkoa tai liikennekäytöstäpoistoa ei mainita tuotesivulla lainkaan. | No | Website + AI extraction | 0.0 / 15 |
| Museum register tariff or special pricing for museum vehicles mentioned separately on the product page OBSERVATIONTuote on nimetty 'museoajoneuvon vakuutukseksi', museoajoneuvotodistus edellytetään, museorekisterikohtainen tuote selkeästi. | Yes | Website + AI extraction | 15.0 / 15 |
| Insurance validity abroad (EU/Europe) mentioned on the product page OBSERVATIONUlkomaankattavuutta ei mainita tuotesivulla. Hätäpalvelu (+358 800 04531) on esillä mutta ei viittaa ulkomaankäyttöön. | No | Website + AI extraction | 0.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Phone number shown | Yes | Website + AI extraction | 30.0 / 30 |
| Email shown | No | Website + AI extraction | 0.0 / 15 |
| Chat support | Yes | Website + AI extraction | 15.0 / 15 |
| Opening hours shown | No | Website + AI extraction | 0.0 / 15 |
| FAQ section | Yes | Website + AI extraction | 15.0 / 15 |
| Mobile app | Yes | Website + AI extraction | 10.0 / 10 |
| Metric | Measured value | Source | Points |
|---|---|---|---|
| Clarity of information | 80/100 | AI analysis | 27.2 / 34 |
| Findability of pricing | 42/100 | AI analysis | 13.9 / 33 |
| Content coverage | 82/100 | AI analysis | 27.1 / 33 |
Are you a LähiTapiola service customer? Share your experience. Does not affect the Suomen Paras Score, the score is based on measurable data only.
The free pre-analysis shows every item where points are lost and how much fixing it raises the score and rank. The paid analysis shows what the items are and how to fix them.
With website and information fixes you gain at most +21.2 points: 57.5 → 78.7, rank 2 → 1.
See the free pre-analysis The analysis does not change the score. Only improving the metrics does.The partner badge is a free mark of cooperation with the Suomen Paras comparison. It does not claim a ranking; any partner of ours can add it: companies included in the comparison, our customers and our cooperation partners, and it works as a link to this public profile.
